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CBOF vs MO: Dividend Comparison 2026

CBOF yields 88.11% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CBOF wins by $2.29M in total portfolio value
10 years
CBOF
CBOF
● Live price
88.11%
Share price
$2.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.37M
Annual income
$731,873.50
Full CBOF calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — CBOF vs MO

📍 CBOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBOFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBOF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBOF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBOF
Annual income on $10K today (after 15% tax)
$7,488.99/yr
After 10yr DRIP, annual income (after tax)
$622,092.48/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, CBOF beats the other by $596,457.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBOF + MO for your $10,000?

CBOF: 50%MO: 50%
100% MO50/50100% CBOF
Portfolio after 10yr
$1.22M
Annual income
$381,016.33/yr
Blended yield
31.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CBOF
No analyst data
Altman Z
0.1
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBOF buys
0
MO buys
0
No recent congressional trades found for CBOF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBOFMO
Forward yield88.11%6.36%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$2.37M$80.1K
Annual income after 10y$731,873.50$30,159.17
Total dividends collected$2.08M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CBOF vs MO ($10,000, DRIP)

YearCBOF PortfolioCBOF Income/yrMO PortfolioMO Income/yrGap
1← crossover$19,511$8,810.57$10,570$780.30+$8.9KCBOF
2$36,942$16,065.36$11,381$1,032.90+$25.6KCBOF
3$67,956$28,428.44$12,535$1,392.73+$55.4KCBOF
4$121,587$48,874.33$14,193$1,920.91+$107.4KCBOF
5$211,824$81,725.42$16,618$2,723.68+$195.2KCBOF
6$359,715$133,063.84$20,263$3,993.80+$339.5KCBOF
7$596,079$211,183.71$25,936$6,098.36+$570.1KCBOF
8$964,860$327,055.60$35,166$9,775.01+$929.7KCBOF
9$1,527,165$494,764.27$51,026$16,597.78+$1.48MCBOF
10$2,365,940$731,873.50$80,113$30,159.17+$2.29MCBOF

CBOF vs MO: Complete Analysis 2026

CBOFStock

CBOA Financial, Inc. operates as the holding company for Commerce Bank of Arizona, Inc. that provides personal and business banking products and services in Arizona. The company offers checking and savings accounts; small business administration, business term, equipment, commercial real estate, and home mortgage loans, as well as lines of credit. It also provides electronic and telephone banking, remote deposit capture, ACH, wire, and merchant card services, as well as zero balance accounts and debit cards. The company was founded in 2002 and is based in Tucson, Arizona.

Full CBOF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.