Is CBOF or RYLD a better dividend investment in 2026?

CBOF currently yields 88.11% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: CBOF offers higher current income.

What is the dividend yield difference between CBOF and RYLD?

CBOF has a forward dividend yield of 88.11% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 75.97 percentage points.

Home › Compare › CBOF vs RYLD

CBOF vs RYLD: Dividend Comparison 2026

CBOF yields 88.11% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBOF wins by $2.32M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBOF

● Live price

88.11%

Share price

$2.27

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.37M

Annual income

$731,873.50

Full CBOF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — CBOF vs RYLD

📍 CBOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBOF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBOF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBOF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBOF

Annual income on $10K today (after 15% tax)

$7,488.99/yr

After 10yr DRIP, annual income (after tax)

$622,092.48/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, CBOF beats the other by $619,893.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBOF + RYLD for your $10,000?

CBOF: 50%RYLD: 50%

100% RYLD50/50100% CBOF

Portfolio after 10yr

$1.21M

Annual income

$367,230.42/yr

Blended yield

30.47%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBOF buys

RYLD buys

No recent congressional trades found for CBOF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBOFRYLD

Forward yield	88.11% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.37M	$44.5K ✓
Annual income after 10y	$731,873.50 ✓	$2,587.35
Total dividends collected	$2.08M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBOF vs RYLD ($10,000, DRIP)

Year	CBOF Portfolio	CBOF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$19,511	$8,810.57	$11,914	$1,213.65	+$7.6K → CBOF
2	$36,942	$16,065.36	$14,099	$1,351.30	+$22.8K → CBOF
3	$67,956	$28,428.44	$16,580	$1,494.55	+$51.4K → CBOF
4	$121,587	$48,874.33	$19,384	$1,642.61	+$102.2K → CBOF
5	$211,824	$81,725.42	$22,535	$1,794.70	+$189.3K → CBOF
6	$359,715	$133,063.84	$26,063	$1,950.00	+$333.7K → CBOF
7	$596,079	$211,183.71	$29,995	$2,107.69	+$566.1K → CBOF
8	$964,860	$327,055.60	$34,361	$2,266.99	+$930.5K → CBOF
9	$1,527,165	$494,764.27	$39,194	$2,427.12	+$1.49M → CBOF
10	$2,365,940	$731,873.50	$44,525	$2,587.35	+$2.32M → CBOF

CBOF vs RYLD: Complete Analysis 2026

CBOF — Stock

CBOA Financial, Inc. operates as the holding company for Commerce Bank of Arizona, Inc. that provides personal and business banking products and services in Arizona. The company offers checking and savings accounts; small business administration, business term, equipment, commercial real estate, and home mortgage loans, as well as lines of credit. It also provides electronic and telephone banking, remote deposit capture, ACH, wire, and merchant card services, as well as zero balance accounts and debit cards. The company was founded in 2002 and is based in Tucson, Arizona.

Full CBOF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.