Is CBTAX or DVY a better dividend investment in 2026?

CBTAX currently yields 3.24% with a 5% 5-year dividend growth rate. DVY yields 4.00% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between CBTAX and DVY?

CBTAX has a forward dividend yield of 3.24% ($0.31/share annually). DVY yields 4.00% ($2.00/share annually). The yield gap is 0.76 percentage points.

Home › Compare › CBTAX vs DVY

CBTAX vs DVY: Dividend Comparison 2026

CBTAX yields 3.24% · DVY yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $3.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBTAX

● Live price

3.24%

Share price

$9.70

Annual div

$0.31

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.6K

Annual income

$398.67

Full CBTAX calculator →

DVY

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full DVY calculator →

Portfolio growth — CBTAX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBTAX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CBTAX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBTAX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBTAX

Annual income on $10K today (after 15% tax)

$275.13/yr

After 10yr DRIP, annual income (after tax)

$338.87/yr

DVY

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, DVY beats the other by $425.44/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBTAX + DVY for your $10,000?

CBTAX: 50%DVY: 50%

100% DVY50/50100% CBTAX

Portfolio after 10yr

$26.3K

Annual income

$648.94/yr

Blended yield

2.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBTAX buys

DVY buys

No recent congressional trades found for CBTAX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBTAXDVY

Forward yield	3.24%	4.00% ✓
Annual dividend / share	$0.31	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$24.6K	$28.0K ✓
Annual income after 10y	$398.67	$899.19 ✓
Total dividends collected	$3.6K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBTAX vs DVY ($10,000, DRIP)

Year	CBTAX Portfolio	CBTAX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,024	$323.68	$11,120	$420.00	$96.00 → DVY
2	$12,129	$333.47	$12,357	$458.31	$228.00 → DVY
3	$13,321	$342.90	$13,721	$499.76	$400.00 → DVY
4	$14,605	$351.96	$15,227	$544.58	$622.00 → DVY
5	$15,988	$360.65	$16,885	$593.02	$897.00 → DVY
6	$17,476	$368.97	$18,713	$645.34	$1.2K → DVY
7	$19,077	$376.93	$20,724	$701.81	$1.6K → DVY
8	$20,796	$384.53	$22,938	$762.73	$2.1K → DVY
9	$22,644	$391.77	$25,372	$828.41	$2.7K → DVY
10	$24,628	$398.67	$28,047	$899.19	$3.4K → DVY

CBTAX vs DVY: Complete Analysis 2026

CBTAX — Stock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus borrowings) in fixed income securities and other related instruments with similar economic characteristics. In addition, at least 50% of its assets will be invested in municipal securities, the income from which is exempt from federal income tax. The fund may also invest in taxable fixed income instruments.

Full CBTAX Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →

📬

Get this CBTAX vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CBTAX vs SCHD CBTAX vs JEPI CBTAX vs O CBTAX vs KO CBTAX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.