Is CBTN or HDV a better dividend investment in 2026?

CBTN currently yields 2.46% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between CBTN and HDV?

CBTN has a forward dividend yield of 2.46% ($0.80/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.46 percentage points.

Home › Compare › CBTN vs HDV

CBTN vs HDV: Dividend Comparison 2026

CBTN yields 2.46% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBTN wins by $32.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBTN

● Live price

2.46%

Share price

$32.50

Annual div

$0.80

5Y div CAGR

35.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$56.5K

Annual income

$11,831.46

Full CBTN calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — CBTN vs HDV

📍 CBTN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBTN	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBTN + HDV cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBTN pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBTN

Annual income on $10K today (after 15% tax)

$209.23/yr

After 10yr DRIP, annual income (after tax)

$10,056.74/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, CBTN beats the other by $9,757.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBTN + HDV for your $10,000?

CBTN: 50%HDV: 50%

100% HDV50/50100% CBTN

Portfolio after 10yr

$40.4K

Annual income

$6,091.59/yr

Blended yield

15.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBTN buys

HDV buys

No recent congressional trades found for CBTN or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBTNHDV

Forward yield	2.46%	2.92% ✓
Annual dividend / share	$0.80	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	35.7% ✓	0%
Portfolio after 10y	$56.5K ✓	$24.3K
Annual income after 10y	$11,831.46 ✓	$351.71
Total dividends collected	$32.3K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBTN vs HDV ($10,000, DRIP)

Year	CBTN Portfolio	CBTN Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,034	$334.03	$11,002	$291.67	+$32.00 → CBTN
2	$12,274	$467.43	$12,082	$299.61	+$192.00 → CBTN
3	$13,792	$659.42	$13,247	$307.23	+$545.00 → CBTN
4	$15,698	$939.76	$14,503	$314.52	+$1.2K → CBTN
5	$18,153	$1,356.46	$15,854	$321.50	+$2.3K → CBTN
6	$21,413	$1,989.36	$17,308	$328.15	+$4.1K → CBTN
7	$25,888	$2,976.05	$18,871	$334.49	+$7.0K → CBTN
8	$32,263	$4,563.07	$20,551	$340.53	+$11.7K → CBTN
9	$41,734	$7,212.11	$22,357	$346.27	+$19.4K → CBTN
10	$56,487	$11,831.46	$24,296	$351.71	+$32.2K → CBTN

CBTN vs HDV: Complete Analysis 2026

CBTN — Stock

Citizens Bancorp Investment, Inc. provides various banking products and services in Tennessee. The company offers checking and savings accounts, certificates of deposits and individual retirement accounts, credit and debit cards, overdrafts, real-time processing, and online and mobile banking services, as well as cash management, and personal and business services for individuals and businesses. It also provides personal, mortgage, construction, agriculture, commercial, and officers loans, as well as wealth management services. The company serves in Bedford, Clay, Coffee, DeKalb, Franklin, Jackson, Macon, Overton, Putnam, Smith, Sumner, and Wilson and surrounding counties in Middle Tennessee through 22 banking offices. Citizens Bancorp Investment, Inc. was founded in 1909 and is based in Lafayette, Tennessee.

Full CBTN Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.