HomeCompareCBTN vs VIG

CBTN vs VIG: Dividend Comparison 2026

CBTN yields 2.46% · VIG yields 1.61%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CBTN wins by $24.2K in total portfolio value· pulled ahead in Year 6
10 years
CBTN
CBTN
● Live price
2.46%
Share price
$32.50
Annual div
$0.80
5Y div CAGR
35.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.5K
Annual income
$11,831.46
Full CBTN calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — CBTN vs VIG

📍 CBTN pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBTNVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBTN + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBTN pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBTN
Annual income on $10K today (after 15% tax)
$209.23/yr
After 10yr DRIP, annual income (after tax)
$10,056.74/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, CBTN beats the other by $9,907.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBTN + VIG for your $10,000?

CBTN: 50%VIG: 50%
100% VIG50/50100% CBTN
Portfolio after 10yr
$44.4K
Annual income
$6,003.33/yr
Blended yield
13.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBTN buys
0
VIG buys
9
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
Ro Khanna🏢 House$VIG▼ Sell$15,001 - $50,0002023-05-04
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
Joe Courtney🏢 House$VIG▼ Sell$1,001 - $15,0002020-10-09
K. Michael Conaway🏢 House$VIG▼ Sell$50,001 - $100,0002020-09-08
K. Michael Conaway🏢 House$VIG▲ Buy$15,001 - $50,0002020-05-19
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBTNVIG
Forward yield2.46%1.61%
Annual dividend / share$0.80$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR35.7%0%
Portfolio after 10y$56.5K$32.3K
Annual income after 10y$11,831.46$175.21
Total dividends collected$32.3K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CBTN vs VIG ($10,000, DRIP)

YearCBTN PortfolioCBTN Income/yrVIG PortfolioVIG Income/yrGap
1$11,034$334.03$11,301$160.59$267.00VIG
2$12,274$467.43$12,752$162.91$478.00VIG
3$13,792$659.42$14,370$165.02$578.00VIG
4$15,698$939.76$16,176$166.93$478.00VIG
5$18,153$1,356.46$18,188$168.67$35.00VIG
6← crossover$21,413$1,989.36$20,432$170.25+$981.00CBTN
7$25,888$2,976.05$22,933$171.68+$3.0KCBTN
8$32,263$4,563.07$25,720$172.98+$6.5KCBTN
9$41,734$7,212.11$28,827$174.15+$12.9KCBTN
10$56,487$11,831.46$32,288$175.21+$24.2KCBTN

CBTN vs VIG: Complete Analysis 2026

CBTNStock

Citizens Bancorp Investment, Inc. provides various banking products and services in Tennessee. The company offers checking and savings accounts, certificates of deposits and individual retirement accounts, credit and debit cards, overdrafts, real-time processing, and online and mobile banking services, as well as cash management, and personal and business services for individuals and businesses. It also provides personal, mortgage, construction, agriculture, commercial, and officers loans, as well as wealth management services. The company serves in Bedford, Clay, Coffee, DeKalb, Franklin, Jackson, Macon, Overton, Putnam, Smith, Sumner, and Wilson and surrounding counties in Middle Tennessee through 22 banking offices. Citizens Bancorp Investment, Inc. was founded in 1909 and is based in Lafayette, Tennessee.

Full CBTN Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.