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CBTX vs ADC: Dividend Comparison 2026

CBTX yields 5.71% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $158.3K in total portfolio value
10 years
CBTX
CBTX
● Live price
5.71%
Share price
$29.25
Annual div
$1.67
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$0.59
Full CBTX calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CBTX vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBTXADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CBTX + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBTX pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBTX
Annual income on $10K today (after 15% tax)
$485.30/yr
After 10yr DRIP, annual income (after tax)
$0.50/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,677.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBTX + ADC for your $10,000?

CBTX: 50%ADC: 50%
100% ADC50/50100% CBTX
Portfolio after 10yr
$99.8K
Annual income
$40,398.94/yr
Blended yield
40.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CBTX
No analyst data
Altman Z
0.5
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBTX buys
0
ADC buys
0
No recent congressional trades found for CBTX or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBTXADC
Forward yield5.71%4.13%
Annual dividend / share$1.67$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%40.4%
Portfolio after 10y$20.7K$178.9K
Annual income after 10y$0.59$80,797.29
Total dividends collected$580.00$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CBTX vs ADC ($10,000, DRIP)

YearCBTX PortfolioCBTX Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,985$285.47$10,990$580.36$5.00ADC
2$11,901$146.54$12,301$860.26$400.00ADC
3$12,808$74.19$14,104$1,298.62$1.3KADC
4$13,742$37.31$16,691$2,008.16$2.9KADC
5$14,723$18.71$20,580$3,205.09$5.9KADC
6$15,763$9.36$26,754$5,330.02$11.0KADC
7$16,871$4.69$37,196$9,345.14$20.3KADC
8$18,054$2.34$56,244$17,523.09$38.2KADC
9$19,319$1.17$94,286$35,736.21$75.0KADC
10$20,672$0.59$178,949$80,797.29$158.3KADC

CBTX vs ADC: Complete Analysis 2026

CBTXStock

CBTX, Inc. operates as the bank holding company for CommunityBank of Texas, National Association that provides commercial banking products and services to small and mid-sized businesses, and professionals in the United States. The company offers demand, money market, savings, and time deposit accounts, as well as certificates of deposit; commercial and industrial, commercial real estate, construction and development, 1-4 family residential mortgage, multi-family residential, consumer, and agricultural loans; and treasury and online banking services. It operates through 34 banking locations, including 18 branches in Houston; 15 branches in Beaumont; and one branch in Dallas. The company was formerly known as CBFH, Inc. and changed its name to CBTX, Inc. in September 2017. CBTX, Inc. was incorporated in 2007 and is headquartered in Beaumont, Texas.

Full CBTX Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.