HomeCompareCBTX vs VYM

CBTX vs VYM: Dividend Comparison 2026

CBTX yields 5.71% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.2K in total portfolio value
10 years
CBTX
CBTX
● Live price
5.71%
Share price
$29.25
Annual div
$1.67
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$0.59
Full CBTX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CBTX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBTXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBTX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBTX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBTX
Annual income on $10K today (after 15% tax)
$485.30/yr
After 10yr DRIP, annual income (after tax)
$0.50/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $236.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBTX + VYM for your $10,000?

CBTX: 50%VYM: 50%
100% VYM50/50100% CBTX
Portfolio after 10yr
$24.3K
Annual income
$139.56/yr
Blended yield
0.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBTX buys
0
VYM buys
0
No recent congressional trades found for CBTX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBTXVYM
Forward yield5.71%2.41%
Annual dividend / share$1.67$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.7K$27.8K
Annual income after 10y$0.59$278.55
Total dividends collected$580.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CBTX vs VYM ($10,000, DRIP)

YearCBTX PortfolioCBTX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,985$285.47$11,151$241.44$166.00VYM
2$11,901$146.54$12,413$246.79$512.00VYM
3$12,808$74.19$13,794$251.79$986.00VYM
4$13,742$37.31$15,306$256.47$1.6KVYM
5$14,723$18.71$16,960$260.84$2.2KVYM
6$15,763$9.36$18,768$264.92$3.0KVYM
7$16,871$4.69$20,745$268.71$3.9KVYM
8$18,054$2.34$22,905$272.24$4.9KVYM
9$19,319$1.17$25,265$275.51$5.9KVYM
10$20,672$0.59$27,842$278.55$7.2KVYM

CBTX vs VYM: Complete Analysis 2026

CBTXStock

CBTX, Inc. operates as the bank holding company for CommunityBank of Texas, National Association that provides commercial banking products and services to small and mid-sized businesses, and professionals in the United States. The company offers demand, money market, savings, and time deposit accounts, as well as certificates of deposit; commercial and industrial, commercial real estate, construction and development, 1-4 family residential mortgage, multi-family residential, consumer, and agricultural loans; and treasury and online banking services. It operates through 34 banking locations, including 18 branches in Houston; 15 branches in Beaumont; and one branch in Dallas. The company was formerly known as CBFH, Inc. and changed its name to CBTX, Inc. in September 2017. CBTX, Inc. was incorporated in 2007 and is headquartered in Beaumont, Texas.

Full CBTX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.