Is CBUMF or XYLD a better dividend investment in 2026?

CBUMF currently yields 3.54% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CBUMF and XYLD?

CBUMF has a forward dividend yield of 3.54% ($0.02/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.66 percentage points.

Home › Compare › CBUMF vs XYLD

CBUMF vs XYLD: Dividend Comparison 2026

CBUMF yields 3.54% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CBUMF wins by $26.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBUMF

● Live price

3.54%

Share price

$0.61

Annual div

$0.02

5Y div CAGR

27.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.0K

Annual income

$8,653.51

Full CBUMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CBUMF vs XYLD

📍 CBUMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBUMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBUMF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBUMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBUMF

Annual income on $10K today (after 15% tax)

$300.73/yr

After 10yr DRIP, annual income (after tax)

$7,355.48/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, CBUMF beats the other by $4,507.11/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBUMF + XYLD for your $10,000?

CBUMF: 50%XYLD: 50%

100% XYLD50/50100% CBUMF

Portfolio after 10yr

$39.0K

Annual income

$6,002.27/yr

Blended yield

15.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBUMF buys

XYLD buys

No recent congressional trades found for CBUMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBUMFXYLD

Forward yield	3.54%	11.20% ✓
Annual dividend / share	$0.02	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	27.2% ✓	0%
Portfolio after 10y	$52.0K ✓	$25.9K
Annual income after 10y	$8,653.51 ✓	$3,351.03
Total dividends collected	$27.7K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CBUMF vs XYLD ($10,000, DRIP)

Year	CBUMF Portfolio	CBUMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,150	$450.03	$10,840	$1,120.44	+$310.00 → CBUMF
2	$12,527	$596.51	$11,786	$1,249.59	+$741.00 → CBUMF
3	$14,201	$796.70	$12,854	$1,397.78	+$1.3K → CBUMF
4	$16,268	$1,073.63	$14,063	$1,568.33	+$2.2K → CBUMF
5	$18,869	$1,462.16	$15,434	$1,765.19	+$3.4K → CBUMF
6	$22,206	$2,016.09	$16,995	$1,993.14	+$5.2K → CBUMF
7	$26,581	$2,820.54	$18,777	$2,257.95	+$7.8K → CBUMF
8	$32,455	$4,013.61	$20,818	$2,566.58	+$11.6K → CBUMF
9	$40,553	$5,825.76	$23,163	$2,927.50	+$17.4K → CBUMF
10	$52,045	$8,653.51	$25,865	$3,351.03	+$26.2K → CBUMF

CBUMF vs XYLD: Complete Analysis 2026

CBUMF — Stock

China National Building Material Company Limited, an investment holding company, engages in building material, new materials, and engineering technical services businesses. The company operates in five segments: Cement, Concrete, New materials, Engineering services, and Others. It produces and sells cement, concrete, and glass fiber, as well as composite and lightweight building materials. The company also provides engineering services to glass and cement manufacturers and equipment procurement. In addition, it is involved in the merchandise trading and other businesses. It operates in the People's Republic of China, Europe, the Middle East, Southeast Asia, Oceania, Africa, the Americas, and internationally. The company was founded in 2005 and is based in Beijing, the People's Republic of China.

Full CBUMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.