HomeCompareCBUMY vs SCHD

CBUMY vs SCHD: Dividend Comparison 2026

CBUMY yields 3.33% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CBUMY wins by $20.3K in total portfolio value· pulled ahead in Year 3
10 years
CBUMY
CBUMY
● Live price
3.33%
Share price
$27.15
Annual div
$0.91
5Y div CAGR
27.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.4K
Annual income
$7,806.38
Full CBUMY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CBUMY vs SCHD

📍 CBUMY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBUMYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBUMY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBUMY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBUMY
Annual income on $10K today (after 15% tax)
$283.36/yr
After 10yr DRIP, annual income (after tax)
$6,635.42/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CBUMY beats the other by $6,273.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBUMY + SCHD for your $10,000?

CBUMY: 50%SCHD: 50%
100% SCHD50/50100% CBUMY
Portfolio after 10yr
$39.2K
Annual income
$4,116.16/yr
Blended yield
10.51%
📊

Analyst Conviction Gap

Where Wall Street is split right now

CBUMY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.9
Piotroski
6/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBUMY buys
0
SCHD buys
0
No recent congressional trades found for CBUMY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBUMYSCHD
Forward yield3.33%3.46%
Annual dividend / share$0.91$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.2%0%
Portfolio after 10y$49.4K$29.0K
Annual income after 10y$7,806.38$425.95
Total dividends collected$25.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CBUMY vs SCHD ($10,000, DRIP)

YearCBUMY PortfolioCBUMY Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,124$424.04$11,226$346.36$102.00SCHD
2$12,463$560.75$12,572$357.38$109.00SCHD
3← crossover$14,083$746.88$14,046$367.84+$37.00CBUMY
4$16,072$1,003.24$15,660$377.73+$412.00CBUMY
5$18,558$1,361.08$17,425$387.07+$1.1KCBUMY
6$21,725$1,868.32$19,354$395.86+$2.4KCBUMY
7$25,846$2,600.10$21,461$404.13+$4.4KCBUMY
8$31,333$3,677.26$23,762$411.89+$7.6KCBUMY
9$38,825$5,299.42$26,272$419.15+$12.6KCBUMY
10$49,350$7,806.38$29,010$425.95+$20.3KCBUMY

CBUMY vs SCHD: Complete Analysis 2026

CBUMYStock

China National Building Material Company Limited, an investment holding company, engages in building material, new materials, and engineering technical services businesses. The company operates in five segments: Cement, Concrete, New materials, Engineering services, and Others. It produces and sells cement, concrete, and glass fiber, as well as composite and lightweight building materials. The company also provides engineering services to glass and cement manufacturers and equipment procurement. In addition, it is involved in the merchandise trading and other businesses. It operates in the People's Republic of China, Europe, the Middle East, Southeast Asia, Oceania, Africa, the Americas, and internationally. The company was founded in 2005 and is based in Beijing, the People's Republic of China.

Full CBUMY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.