HomeCompareCBWA vs XYLD

CBWA vs XYLD: Dividend Comparison 2026

CBWA yields 1.20% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $3.9K in total portfolio value· pulled ahead in Year 2
10 years
CBWA
CBWA
● Live price
1.20%
Share price
$16.73
Annual div
$0.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$129.18
Full CBWA calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — CBWA vs XYLD

📍 XYLD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCBWAXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CBWA + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CBWA pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBWA
Annual income on $10K today (after 15% tax)
$101.61/yr
After 10yr DRIP, annual income (after tax)
$109.80/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,626.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CBWA + XYLD for your $10,000?

CBWA: 50%XYLD: 50%
100% XYLD50/50100% CBWA
Portfolio after 10yr
$23.3K
Annual income
$1,674.10/yr
Blended yield
7.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBWA buys
0
XYLD buys
0
No recent congressional trades found for CBWA or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCBWAXYLD
Forward yield1.20%10.98%
Annual dividend / share$0.20$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.4K$25.3K
Annual income after 10y$129.18$3,219.02
Total dividends collected$1.2K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CBWA vs XYLD ($10,000, DRIP)

YearCBWA PortfolioCBWA Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,820$119.55$10,818$1,098.39+$2.00CBWA
2← crossover$11,698$120.88$11,738$1,222.51$40.00XYLD
3$12,639$122.14$12,774$1,364.64$135.00XYLD
4$13,647$123.34$13,944$1,527.86$297.00XYLD
5$14,727$124.46$15,270$1,715.87$543.00XYLD
6$15,883$125.52$16,775$1,933.09$892.00XYLD
7$17,121$126.52$18,490$2,184.87$1.4KXYLD
8$18,447$127.46$20,450$2,477.63$2.0KXYLD
9$19,867$128.35$22,697$2,819.19$2.8KXYLD
10$21,387$129.18$25,280$3,219.02$3.9KXYLD

CBWA vs XYLD: Complete Analysis 2026

CBWAStock

Commencement Bancorp Inc. operates as a bank holding company for Commencement Bank that provides various banking products and services for individuals, and small and midsized businesses in western Washington. It accepts non-interest-bearing, demand, savings, NOW, money market, and time deposits, as well as certificates of deposit. The company also offers term loans, home equity loans and lines of credit, personal reserve overdraft lines; commercial real estate loans, including residential 1-4 family, multi-family, commercial, construction, and land; government guaranteed, and other loans; credit and debit cards; and ATM services. It has four branches in Tacoma, Enumclaw, Auburn, and Olympiad Washington. The company was founded in 2006 and is headquartered in Tacoma, Washington.

Full CBWA Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.