Is CBWBF or RYLD a better dividend investment in 2026?

CBWBF currently yields 2.83% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between CBWBF and RYLD?

CBWBF has a forward dividend yield of 2.83% ($1.13/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 9.56 percentage points.

Home › Compare › CBWBF vs RYLD

CBWBF vs RYLD: Dividend Comparison 2026

CBWBF yields 2.83% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CBWBF

● Live price

2.83%

Share price

$39.71

Annual div

$1.13

5Y div CAGR

25.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.9K

Annual income

$4,756.57

Full CBWBF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — CBWBF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CBWBF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CBWBF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CBWBF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CBWBF

Annual income on $10K today (after 15% tax)

$240.81/yr

After 10yr DRIP, annual income (after tax)

$4,043.08/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, CBWBF beats the other by $1,762.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CBWBF + RYLD for your $10,000?

CBWBF: 50%RYLD: 50%

100% RYLD50/50100% CBWBF

Portfolio after 10yr

$42.6K

Annual income

$3,719.77/yr

Blended yield

8.73%

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Analyst Conviction Gap

Where Wall Street is most bullish on CBWBF right now

CBWBF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.3

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CBWBF buys

RYLD buys

No recent congressional trades found for CBWBF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCBWBFRYLD

Forward yield	2.83%	12.39% ✓
Annual dividend / share	$1.13	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	25.1% ✓	0%
Portfolio after 10y	$39.9K	$45.3K ✓
Annual income after 10y	$4,756.57 ✓	$2,682.98
Total dividends collected	$17.0K	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CBWBF vs RYLD ($10,000, DRIP)

Year	CBWBF Portfolio	CBWBF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,054	$354.42	$11,939	$1,239.34	$885.00 → RYLD
2	$12,286	$458.06	$14,158	$1,382.89	$1.9K → RYLD
3	$13,742	$595.23	$16,682	$1,532.59	$2.9K → RYLD
4	$15,482	$778.34	$19,537	$1,687.64	$4.1K → RYLD
5	$17,591	$1,025.25	$22,752	$1,847.20	$5.2K → RYLD
6	$20,184	$1,361.97	$26,355	$2,010.43	$6.2K → RYLD
7	$23,424	$1,827.11	$30,376	$2,176.45	$7.0K → RYLD
8	$27,543	$2,479.08	$34,847	$2,344.43	$7.3K → RYLD
9	$32,879	$3,408.09	$39,800	$2,513.54	$6.9K → RYLD
10	$39,937	$4,756.57	$45,269	$2,682.98	$5.3K → RYLD

CBWBF vs RYLD: Complete Analysis 2026

CBWBF — Stock

Canadian Western Bank provides personal and business banking products and services primarily in Western Canada. The company offers current, savings, notice, cash management, US dollar, and chequing accounts, as well as organization, business trust, and trust fund investment accounts. It also offers commercial lending and real estate, and equipment financing and leasing products; agriculture lending products; mortgages; lines of credits; registered retirement savings loans; consolidation, and vehicle loans; and credit cards. In addition, the company offers cash management services; life and disability insurance products; and ATM, mobile, and online banking services, as well cheque order services. Further, it provides investment products comprising guaranteed investment certificates, US dollars investments plans, registered retirement income funds, tax-free savings accounts, registered education savings plans, and mutual funds, as well as personal and business planning services. Canadian Western Bank was founded in 1984 and is headquartered in Edmonton, Canada.

Full CBWBF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.