Is CCARF or SPHD a better dividend investment in 2026?

CCARF currently yields 108.11% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: CCARF offers higher current income.

What is the dividend yield difference between CCARF and SPHD?

CCARF has a forward dividend yield of 108.11% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 104.11 percentage points.

Home › Compare › CCARF vs SPHD

CCARF vs SPHD: Dividend Comparison 2026

CCARF yields 108.11% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CCARF wins by $5.37M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CCARF

● Live price

108.11%

Share price

$1.85

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5.40M

Annual income

$1,914,274.65

Full CCARF calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — CCARF vs SPHD

📍 CCARF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CCARF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CCARF + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CCARF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CCARF

Annual income on $10K today (after 15% tax)

$9,189.19/yr

After 10yr DRIP, annual income (after tax)

$1,627,133.45/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CCARF beats the other by $1,626,369.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CCARF + SPHD for your $10,000?

CCARF: 50%SPHD: 50%

100% SPHD50/50100% CCARF

Portfolio after 10yr

$2.71M

Annual income

$957,586.93/yr

Blended yield

35.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CCARF buys

SPHD buys

No recent congressional trades found for CCARF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCCARFSPHD

Forward yield	108.11% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$5.40M	$28.0K ✓
Annual income after 10y	$1,914,274.65 ✓	$899.19
Total dividends collected	$4.86M	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CCARF vs SPHD ($10,000, DRIP)

Year	CCARF Portfolio	CCARF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$21,511	$10,810.81	$11,120	$420.00	+$10.4K → CCARF
2	$44,750	$21,733.58	$12,357	$458.31	+$32.4K → CCARF
3	$90,138	$42,255.69	$13,721	$499.76	+$76.4K → CCARF
4	$175,994	$79,545.67	$15,227	$544.58	+$160.8K → CCARF
5	$333,464	$145,151.08	$16,885	$593.02	+$316.6K → CCARF
6	$613,840	$257,032.93	$18,713	$645.34	+$595.1K → CCARF
7	$1,099,000	$442,191.74	$20,724	$701.81	+$1.08M → CCARF
8	$1,915,825	$739,894.21	$22,938	$762.73	+$1.89M → CCARF
9	$3,255,367	$1,205,434.94	$25,372	$828.41	+$3.23M → CCARF
10	$5,397,518	$1,914,274.65	$28,047	$899.19	+$5.37M → CCARF

CCARF vs SPHD: Complete Analysis 2026

CCARF — Stock

Colonial Coal International Corp., an exploration stage company, engages in the acquisition, exploration, and development of coal properties in Canada. It owns a 100% interest in the Huguenot coal project, a coal project with seventeen licenses covering an area of approximately 9,531 hectares. The company also holds interest in Flatbed coal property with eight coal licenses covering approximately 9,607 hectares in the Liard Mining Division, northeastern British Columbia. Colonial Coal International Corp. was incorporated in 2007 and is headquartered in Vancouver, Canada.

Full CCARF Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.