HomeCompareCCDTX vs SPHD

CCDTX vs SPHD: Dividend Comparison 2026

CCDTX yields 6.86% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CCDTX wins by $4.9K in total portfolio value
10 years
CCDTX
CCDTX
● Live price
6.86%
Share price
$15.37
Annual div
$1.05
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.5K
Annual income
$1,060.96
Full CCDTX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CCDTX vs SPHD

📍 CCDTX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCCDTXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CCDTX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CCDTX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CCDTX
Annual income on $10K today (after 15% tax)
$583.17/yr
After 10yr DRIP, annual income (after tax)
$901.82/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CCDTX beats the other by $416.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CCDTX + SPHD for your $10,000?

CCDTX: 50%SPHD: 50%
100% SPHD50/50100% CCDTX
Portfolio after 10yr
$29.0K
Annual income
$816.14/yr
Blended yield
2.81%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CCDTX buys
0
SPHD buys
0
No recent congressional trades found for CCDTX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCCDTXSPHD
Forward yield6.86%4.33%
Annual dividend / share$1.05$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.5K$26.5K
Annual income after 10y$1,060.96$571.32
Total dividends collected$8.8K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CCDTX vs SPHD ($10,000, DRIP)

YearCCDTX PortfolioCCDTX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,386$686.08$11,133$432.85+$253.00CCDTX
2$12,913$730.07$12,363$450.36+$550.00CCDTX
3$14,591$773.82$13,695$467.39+$896.00CCDTX
4$16,429$817.15$15,138$483.90+$1.3KCCDTX
5$18,439$859.92$16,697$499.88+$1.7KCCDTX
6$20,632$901.99$18,382$515.31+$2.3KCCDTX
7$23,020$943.22$20,198$530.17+$2.8KCCDTX
8$25,615$983.52$22,157$544.46+$3.5KCCDTX
9$28,430$1,022.80$24,266$558.18+$4.2KCCDTX
10$31,481$1,060.96$26,536$571.32+$4.9KCCDTX

CCDTX vs SPHD: Complete Analysis 2026

CCDTXStock

The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies.

Full CCDTX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this CCDTX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CCDTX vs SCHDCCDTX vs JEPICCDTX vs OCCDTX vs KOCCDTX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.