Is CCIRU or XYLD a better dividend investment in 2026?

CCIRU currently yields 14.65% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: CCIRU offers higher current income.

What is the dividend yield difference between CCIRU and XYLD?

CCIRU has a forward dividend yield of 14.65% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 3.45 percentage points.

Home › Compare › CCIRU vs XYLD

CCIRU vs XYLD: Dividend Comparison 2026

CCIRU yields 14.65% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CCIRU wins by $26.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CCIRU

● Live price

14.65%

Share price

$13.65

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.3K

Annual income

$3,625.69

Full CCIRU calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CCIRU vs XYLD

📍 CCIRU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CCIRU	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CCIRU + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CCIRU pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CCIRU

Annual income on $10K today (after 15% tax)

$1,245.42/yr

After 10yr DRIP, annual income (after tax)

$3,081.84/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, CCIRU beats the other by $233.46/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CCIRU + XYLD for your $10,000?

CCIRU: 50%XYLD: 50%

100% XYLD50/50100% CCIRU

Portfolio after 10yr

$39.1K

Annual income

$3,488.35/yr

Blended yield

8.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CCIRU buys

XYLD buys

No recent congressional trades found for CCIRU or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCCIRUXYLD

Forward yield	14.65% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$52.3K ✓	$25.9K
Annual income after 10y	$3,625.69 ✓	$3,351.03
Total dividends collected	$24.9K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CCIRU vs XYLD ($10,000, DRIP)

Year	CCIRU Portfolio	CCIRU Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,165	$1,465.20	$10,840	$1,120.44	+$1.3K → CCIRU
2	$14,683	$1,665.84	$11,786	$1,249.59	+$2.9K → CCIRU
3	$17,589	$1,879.03	$12,854	$1,397.78	+$4.7K → CCIRU
4	$20,924	$2,103.77	$14,063	$1,568.33	+$6.9K → CCIRU
5	$24,728	$2,338.92	$15,434	$1,765.19	+$9.3K → CCIRU
6	$29,042	$2,583.26	$16,995	$1,993.14	+$12.0K → CCIRU
7	$33,911	$2,835.47	$18,777	$2,257.95	+$15.1K → CCIRU
8	$39,379	$3,094.20	$20,818	$2,566.58	+$18.6K → CCIRU
9	$45,493	$3,358.06	$23,163	$2,927.50	+$22.3K → CCIRU
10	$52,303	$3,625.69	$25,865	$3,351.03	+$26.4K → CCIRU

CCIRU vs XYLD: Complete Analysis 2026

CCIRU — Stock

Cohen Circle Acquisition Corp. I focuses on effecting a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses. It intends to identify companies in the financial services technology and fintech adjacent sectors. The company was formerly known as FTAC Artemis Acquisition Corp. Cohen Circle Acquisition Corp. I was incorporated in 2021 and is based in Philadelphia, Pennsylvania. Cohen Circle Acquisition Corp. I operates as a subsidiary of Cohen Circle Sponsor I, LLC

Full CCIRU Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.