Is CCRD or FCPT a better dividend investment in 2026?

CCRD currently yields 8.47% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: CCRD offers higher current income.

What is the dividend yield difference between CCRD and FCPT?

CCRD has a forward dividend yield of 8.47% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.42 percentage points.

Home › Compare › CCRD vs FCPT

CCRD vs FCPT: Dividend Comparison 2026

CCRD yields 8.47% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $14.0K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

CCRD

● Live price

8.47%

Share price

$23.60

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.0K

Annual income

$1,447.58

Full CCRD calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CCRD vs FCPT

📍 FCPT pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CCRD	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CCRD + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CCRD pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CCRD

Annual income on $10K today (after 15% tax)

$720.34/yr

After 10yr DRIP, annual income (after tax)

$1,230.44/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $3,678.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CCRD + FCPT for your $10,000?

CCRD: 50%FCPT: 50%

100% FCPT50/50100% CCRD

Portfolio after 10yr

$42.1K

Annual income

$3,611.43/yr

Blended yield

8.59%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CCRD

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

10.0

Piotroski

7/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CCRD buys

FCPT buys

No recent congressional trades found for CCRD or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCCRDFCPT

Forward yield	8.47% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$35.0K	$49.1K ✓
Annual income after 10y	$1,447.58	$5,775.28 ✓
Total dividends collected	$11.5K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Buy	Hold

Year-by-year: CCRD vs FCPT ($10,000, DRIP)

Year	CCRD Portfolio	CCRD Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,547	$847.46	$11,401	$700.92	+$146.00 → CCRD
2	$13,270	$914.58	$13,064	$864.84	+$206.00 → CCRD
3	$15,182	$982.27	$15,051	$1,072.48	+$131.00 → CCRD
4← crossover	$17,294	$1,050.23	$17,442	$1,337.22	$148.00 → FCPT
5	$19,623	$1,118.13	$20,340	$1,677.08	$717.00 → FCPT
6	$22,183	$1,185.69	$23,880	$2,116.57	$1.7K → FCPT
7	$24,988	$1,252.64	$28,241	$2,689.36	$3.3K → FCPT
8	$28,056	$1,318.75	$33,660	$3,442.07	$5.6K → FCPT
9	$31,404	$1,383.79	$40,456	$4,439.95	$9.1K → FCPT
10	$35,049	$1,447.58	$49,063	$5,775.28	$14.0K → FCPT

CCRD vs FCPT: Complete Analysis 2026

CCRD — Stock

CoreCard Corporation, together with its subsidiaries, offers technology solutions and processing services to the financial technology and services market in the United States, European Union, and the Middle East. It designs, develops, and markets a suite of software solutions to program managers, accounts receivable businesses, financial institutions, retailers, and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, buy now pay later programs, loyalty programs, and accounts receivable and loan transactions. The company's software solutions allow companies to offer various types of transacting account or card issuing program, as well as installment and revolving loans; set up and maintain account data; record advances and payments; assess fees, interests, and other charges; resolve disputes and chargebacks; manage collections of accounts receivable; generate reports; and settle transactions with financial institutions and network associations. The company was formerly known as Intelligent Systems Corporation and changed its name to CoreCard Corporation in December 2021. CoreCard Corporation was founded in 1973 and is headquartered in Norcross, Georgia.

Full CCRD Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.