HomeCompareCCYY vs XYLD

CCYY vs XYLD: Dividend Comparison 2026

CCYY yields 1.59% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $3.3K in total portfolio value· pulled ahead in Year 3
10 years
CCYY
CCYY
● Live price
1.59%
Share price
$9.45
Annual div
$0.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$175.92
Full CCYY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — CCYY vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCCYYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CCYY + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CCYY pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CCYY
Annual income on $10K today (after 15% tax)
$134.92/yr
After 10yr DRIP, annual income (after tax)
$149.53/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,586.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CCYY + XYLD for your $10,000?

CCYY: 50%XYLD: 50%
100% XYLD50/50100% CCYY
Portfolio after 10yr
$23.6K
Annual income
$1,697.47/yr
Blended yield
7.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CCYY buys
0
XYLD buys
0
No recent congressional trades found for CCYY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCCYYXYLD
Forward yield1.59%10.98%
Annual dividend / share$0.15$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.0K$25.3K
Annual income after 10y$175.92$3,219.02
Total dividends collected$1.7K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CCYY vs XYLD ($10,000, DRIP)

YearCCYY PortfolioCCYY Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,859$158.73$10,818$1,098.39+$41.00CCYY
2$11,780$161.08$11,738$1,222.51+$42.00CCYY
3← crossover$12,768$163.32$12,774$1,364.64$6.00XYLD
4$13,827$165.43$13,944$1,527.86$117.00XYLD
5$14,962$167.44$15,270$1,715.87$308.00XYLD
6$16,179$169.33$16,775$1,933.09$596.00XYLD
7$17,483$171.12$18,490$2,184.87$1.0KXYLD
8$18,879$172.82$20,450$2,477.63$1.6KXYLD
9$20,375$174.41$22,697$2,819.19$2.3KXYLD
10$21,977$175.92$25,280$3,219.02$3.3KXYLD

CCYY vs XYLD: Complete Analysis 2026

CCYYStock

CCCB Bancorp, Inc. operates as the bank holding company for Clarion County Community Bank that provides various retail and commercial financial products and services for individuals and businesses primarily in Pennsylvania. The company accepts checking, savings, money market, term certificate, and individual retirement accounts, as well as certificates of deposit; and offers home mortgage construction, home equity, personal and auto, business real estate, equipment, and business installment loans, as well as lines of credit. It also provides reorder checks, safe deposit boxes, night deposit, cashier's check and money order, debit and credit card, bill pay, and switch kit services, as well as online, mobile, and telephone banking. It operates through four locations in Clarion, Pennsylvania; and New Bethlehem, Rimersburg, and Franklin, Pennsylvania. CCCB Bancorp, Inc. was founded in 2004 and is headquartered in Clarion, Pennsylvania.

Full CCYY Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.