Is CDCTF or QYLD a better dividend investment in 2026?

CDCTF currently yields 3.57% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CDCTF and QYLD?

CDCTF has a forward dividend yield of 3.57% ($0.73/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.35 percentage points.

Home › Compare › CDCTF vs QYLD

CDCTF vs QYLD: Dividend Comparison 2026

CDCTF yields 3.57% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CDCTF wins by $7.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CDCTF

● Live price

3.57%

Share price

$20.55

Annual div

$0.73

5Y div CAGR

14.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.7K

Annual income

$2,113.12

Full CDCTF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CDCTF vs QYLD

📍 CDCTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CDCTF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CDCTF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CDCTF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDCTF

Annual income on $10K today (after 15% tax)

$303.35/yr

After 10yr DRIP, annual income (after tax)

$1,796.15/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,014.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CDCTF + QYLD for your $10,000?

CDCTF: 50%QYLD: 50%

100% QYLD50/50100% CDCTF

Portfolio after 10yr

$29.1K

Annual income

$3,886.22/yr

Blended yield

13.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDCTF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCDCTFQYLD

Forward yield	3.57%	11.92% ✓
Annual dividend / share	$0.73	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	14.3% ✓	0%
Portfolio after 10y	$32.7K ✓	$25.4K
Annual income after 10y	$2,113.12	$5,659.31 ✓
Total dividends collected	$10.4K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CDCTF vs QYLD ($10,000, DRIP)

Year	CDCTF Portfolio	CDCTF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,108	$407.92	$10,352	$1,192.36	+$756.00 → CDCTF
2	$12,370	$484.03	$10,830	$1,347.57	+$1.5K → CDCTF
3	$13,811	$575.77	$11,460	$1,539.07	+$2.4K → CDCTF
4	$15,465	$686.74	$12,275	$1,777.84	+$3.2K → CDCTF
5	$17,369	$821.42	$13,323	$2,078.95	+$4.0K → CDCTF
6	$19,570	$985.49	$14,667	$2,463.34	+$4.9K → CDCTF
7	$22,126	$1,186.15	$16,396	$2,960.57	+$5.7K → CDCTF
8	$25,107	$1,432.56	$18,631	$3,612.97	+$6.5K → CDCTF
9	$28,601	$1,736.50	$21,548	$4,482.15	+$7.1K → CDCTF
10	$32,717	$2,113.12	$25,398	$5,659.31	+$7.3K → CDCTF

CDCTF vs QYLD: Complete Analysis 2026

CDCTF — Stock

GOLDCREST Co.,Ltd. engages in planning, development, and sale of new condominiums in Japan. The company was incorporated in 1968 and is headquartered in Tokyo, Japan.

Full CDCTF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.