Is CDDRF or XYLD a better dividend investment in 2026?

CDDRF currently yields 3.44% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CDDRF and XYLD?

CDDRF has a forward dividend yield of 3.44% ($0.32/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.76 percentage points.

Home › Compare › CDDRF vs XYLD

CDDRF vs XYLD: Dividend Comparison 2026

CDDRF yields 3.44% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $888.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

CDDRF

● Live price

3.44%

Share price

$9.19

Annual div

$0.32

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$429.50

Full CDDRF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CDDRF vs XYLD

📍 XYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CDDRF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CDDRF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CDDRF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDDRF

Annual income on $10K today (after 15% tax)

$292.56/yr

After 10yr DRIP, annual income (after tax)

$365.08/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,483.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CDDRF + XYLD for your $10,000?

CDDRF: 50%XYLD: 50%

100% XYLD50/50100% CDDRF

Portfolio after 10yr

$25.4K

Annual income

$1,890.26/yr

Blended yield

7.44%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CDDRF right now

CDDRF

Analyst Ratings

Buy

Consensus: Buy

Price Target

$10.00

+8.8% upside vs current

Range: $10.00 — $10.00

Altman Z

9.3

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDDRF buys

XYLD buys

No recent congressional trades found for CDDRF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCDDRFXYLD

Forward yield	3.44%	11.20% ✓
Annual dividend / share	$0.32	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.0K	$25.9K ✓
Annual income after 10y	$429.50	$3,351.03 ✓
Total dividends collected	$3.9K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CDDRF vs XYLD ($10,000, DRIP)

Year	CDDRF Portfolio	CDDRF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,044	$344.19	$10,840	$1,120.44	+$204.00 → CDDRF
2	$12,173	$355.26	$11,786	$1,249.59	+$387.00 → CDDRF
3	$13,391	$365.94	$12,854	$1,397.78	+$537.00 → CDDRF
4	$14,704	$376.22	$14,063	$1,568.33	+$641.00 → CDDRF
5	$16,120	$386.10	$15,434	$1,765.19	+$686.00 → CDDRF
6	$17,643	$395.58	$16,995	$1,993.14	+$648.00 → CDDRF
7	$19,283	$404.65	$18,777	$2,257.95	+$506.00 → CDDRF
8	$21,046	$413.32	$20,818	$2,566.58	+$228.00 → CDDRF
9← crossover	$22,941	$421.60	$23,163	$2,927.50	$222.00 → XYLD
10	$24,977	$429.50	$25,865	$3,351.03	$888.00 → XYLD

CDDRF vs XYLD: Complete Analysis 2026

CDDRF — Stock

Headwater Exploration Inc., a junior resource company, engages in the exploration, development, and production of petroleum and natural gas in the Western Canadian Sedimentary Basin and onshore in New Brunswick. It holds interests in the McCully Field located to the northeast of Sussex, New Brunswick; the Clearwater play located in the Marten Hills, Alberta; and the Frederick Brook shale gas prospect located in New Brunswick. The company was formerly known as Corridor Resources Inc. and changed its name to Headwater Exploration Inc. in March 2020. Headwater Exploration Inc. is headquartered in Calgary, Canada.

Full CDDRF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.