HomeCompareCDK vs SCHD

CDK vs SCHD: Dividend Comparison 2026

CDK yields 7.82% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CDK wins by $26.9K in total portfolio value
10 years
CDK
CDK
● Live price
7.82%
Share price
$54.76
Annual div
$4.28
5Y div CAGR
13.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.9K
Annual income
$6,959.36
Full CDK calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CDK vs SCHD

📍 CDK pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCDKSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CDK + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CDK pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDK
Annual income on $10K today (after 15% tax)
$664.35/yr
After 10yr DRIP, annual income (after tax)
$5,915.46/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CDK beats the other by $5,553.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CDK + SCHD for your $10,000?

CDK: 50%SCHD: 50%
100% SCHD50/50100% CDK
Portfolio after 10yr
$42.5K
Annual income
$3,692.65/yr
Blended yield
8.70%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDK buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCDKSCHD
Forward yield7.82%3.46%
Annual dividend / share$4.28$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR13.6%0%
Portfolio after 10y$55.9K$29.0K
Annual income after 10y$6,959.36$425.95
Total dividends collected$29.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CDK vs SCHD ($10,000, DRIP)

YearCDK PortfolioCDK Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,588$887.89$11,226$346.36+$362.00CDK
2$13,491$1,092.34$12,572$357.38+$919.00CDK
3$15,786$1,350.22$14,046$367.84+$1.7KCDK
4$18,568$1,677.31$15,660$377.73+$2.9KCDK
5$21,963$2,094.64$17,425$387.07+$4.5KCDK
6$26,131$2,630.38$19,354$395.86+$6.8KCDK
7$31,282$3,322.57$21,461$404.13+$9.8KCDK
8$37,695$4,222.97$23,762$411.89+$13.9KCDK
9$45,736$5,402.54$26,272$419.15+$19.5KCDK
10$55,897$6,959.36$29,010$425.95+$26.9KCDK

CDK vs SCHD: Complete Analysis 2026

CDKStock

CDK Global, Inc., together with its subsidiaries, provides integrated data and technology solutions to the automotive, heavy truck, recreation, and heavy equipment industries in the United States and internationally. It offers subscription-based software and technology solutions to automotive retailers, as well as to retailers and manufacturers of heavy trucks, construction and agricultural equipment, motorcycles, boats, and other marine and recreational vehicles. The company's flagship Dealer Management System provides software solutions that facilitates the sale of new and used vehicles, consumer financing, repair and maintenance services, and vehicle and parts inventory management. It also provides a portfolio of layered software applications and services to address the needs of automotive retail workflows. In addition, the company offers data management and business intelligence solutions to automotive retailers and original equipment manufacturers through its Neuron intelligent data platform. Further, it offers professional services, custom programming, consulting, implementation, and training solutions, as well as customer support solutions. The company serves approximately 15,000 retail locations. CDK Global, Inc. was incorporated in 2014 and is headquartered in Hoffman Estates, Illinois.

Full CDK Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this CDK vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CDK vs JEPICDK vs OCDK vs KOCDK vs MAINCDK vs VYMCDK vs DGROCDK vs VIGCDK vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.