Is CDNIF or QYLD a better dividend investment in 2026?

CDNIF currently yields 6.94% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CDNIF and QYLD?

CDNIF has a forward dividend yield of 6.94% ($2.37/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.98 percentage points.

Home › Compare › CDNIF vs QYLD

CDNIF vs QYLD: Dividend Comparison 2026

CDNIF yields 6.94% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CDNIF wins by $186.96M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CDNIF

● Live price

6.94%

Share price

$34.17

Annual div

$2.37

5Y div CAGR

74.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$186.99M

Annual income

$168,425,188.16

Full CDNIF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CDNIF vs QYLD

📍 CDNIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CDNIF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CDNIF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CDNIF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDNIF

Annual income on $10K today (after 15% tax)

$589.55/yr

After 10yr DRIP, annual income (after tax)

$143,161,409.94/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CDNIF beats the other by $143,156,599.52/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CDNIF + QYLD for your $10,000?

CDNIF: 50%QYLD: 50%

100% QYLD50/50100% CDNIF

Portfolio after 10yr

$93.51M

Annual income

$84,215,423.74/yr

Blended yield

90.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDNIF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCDNIFQYLD

Forward yield	6.94%	11.92% ✓
Annual dividend / share	$2.37 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	74.2% ✓	0%
Portfolio after 10y	$186.99M ✓	$25.4K
Annual income after 10y	$168,425,188.16 ✓	$5,659.31
Total dividends collected	$185.53M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CDNIF vs QYLD ($10,000, DRIP)

Year	CDNIF Portfolio	CDNIF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,908	$1,208.24	$10,352	$1,192.36	+$1.6K → CDNIF
2	$15,084	$2,342.41	$10,830	$1,347.57	+$4.3K → CDNIF
3	$20,971	$4,830.62	$11,460	$1,539.07	+$9.5K → CDNIF
4	$33,372	$10,933.48	$12,275	$1,777.84	+$21.1K → CDNIF
5	$64,035	$28,326.54	$13,323	$2,078.95	+$50.7K → CDNIF
6	$157,006	$88,488.99	$14,667	$2,463.34	+$142.3K → CDNIF
7	$521,224	$353,227.53	$16,396	$2,960.57	+$504.8K → CDNIF
8	$2,466,801	$1,909,091.14	$18,631	$3,612.97	+$2.45M → CDNIF
9	$17,349,069	$14,709,591.63	$21,548	$4,482.15	+$17.33M → CDNIF
10	$186,988,692	$168,425,188.16	$25,398	$5,659.31	+$186.96M → CDNIF

CDNIF vs QYLD: Complete Analysis 2026

CDNIF — Stock

Logista Integral SA engages in the provision of logistics services. The company provides various products & services, including tobacco and related tobacco products, convenience goods, documents and electronic devices (such as mobile phone and travel card top-ups), drugs, books, newspapers, and lottery tickets. It operates through the following geographical segments: Spain, France, Italy & Portugal. The company was founded in 1999 and is headquartered in Leganes, Spain.

Full CDNIF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.