HomeCompareCEBCF vs ADC

CEBCF vs ADC: Dividend Comparison 2026

CEBCF yields 6.82% · ADC yields 4.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CEBCF wins by $1.09M in total portfolio value
10 years
CEBCF
CEBCF
● Live price
6.82%
Share price
$0.44
Annual div
$0.03
5Y div CAGR
47.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.27M
Annual income
$791,578.44
Full CEBCF calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — CEBCF vs ADC

📍 CEBCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCEBCFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CEBCF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CEBCF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CEBCF
Annual income on $10K today (after 15% tax)
$579.55/yr
After 10yr DRIP, annual income (after tax)
$672,841.67/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, CEBCF beats the other by $605,141.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CEBCF + ADC for your $10,000?

CEBCF: 50%ADC: 50%
100% ADC50/50100% CEBCF
Portfolio after 10yr
$721.7K
Annual income
$435,612.84/yr
Blended yield
60.36%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CEBCF
No analyst data
Altman Z
-0.6
Piotroski
6/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CEBCF buys
0
ADC buys
7
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$ADC▲ Buy$1,001 - $15,0002024-04-15
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002024-03-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCEBCFADC
Forward yield6.82%4.11%
Annual dividend / share$0.03$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR47.3%40.4%
Portfolio after 10y$1.27M$176.9K
Annual income after 10y$791,578.44$79,647.25
Total dividends collected$1.19M$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CEBCF vs ADC ($10,000, DRIP)

YearCEBCF PortfolioCEBCF Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,704$1,004.32$10,987$577.21+$717.00CEBCF
2$14,142$1,618.22$12,293$855.34+$1.8KCEBCF
3$17,823$2,691.63$14,088$1,290.70+$3.7KCEBCF
4$23,741$4,670.02$16,660$1,994.91+$7.1KCEBCF
5$33,966$8,563.42$20,525$3,181.85+$13.4KCEBCF
6$53,210$16,866.11$26,654$5,286.90+$26.6KCEBCF
7$93,308$36,373.00$37,006$9,259.47+$56.3KCEBCF
8$187,645$87,805.57$55,862$17,338.74+$131.8KCEBCF
9$443,866$243,085.97$93,452$35,300.32+$350.4KCEBCF
10$1,266,515$791,578.44$176,931$79,647.25+$1.09MCEBCF

CEBCF vs ADC: Complete Analysis 2026

CEBCFStock

China Everbright Bank Company Limited provides a range of financial products and services to corporations and government agencies, retail customers, and individuals in Mainland China, Hong Kong, Luxembourg, Seoul, and Sydney. The company operates through Corporate Banking, Retail Banking, Financial Market Business, and Others segments. It offers demand, time, pledged, notice, RMB general and intelligent agreement, structured, and other deposits, as well as certificates of deposit; working capital, fixed asset, project financing, syndicated, entrusted, auto, and other loans; personal loans and advances; overdraft facilities; and credit and debit cards. The company also provides bills acceptance, investment banking, trade finance, agency, cash management, financial consulting and advisory, remittance and settlement, guarantee, wealth management, securities agency, inter-bank money market transactions and investment, repurchase transactions, equity investment and related, leasing, capital market, asset management, treasury, custody, and other financial services, as well as online, mobile, and private banking services. In addition, it trades in debt securities, derivatives, and foreign currency accounts. As of December 31, 2021, it operated 1,304 branches and outlets covering 150 economic center cities across the country. The company was founded in 1992 and is headquartered in Beijing, China.

Full CEBCF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.