Is CEFL or FCPT a better dividend investment in 2026?

CEFL currently yields 54.95% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: CEFL offers higher current income.

What is the dividend yield difference between CEFL and FCPT?

CEFL has a forward dividend yield of 54.95% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 48.90 percentage points.

Home › Compare › CEFL vs FCPT

CEFL vs FCPT: Dividend Comparison 2026

CEFL yields 54.95% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CEFL wins by $457.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CEFL

● Live price

54.95%

Share price

$3.64

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$506.9K

Annual income

$110,670.64

Full CEFL calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CEFL vs FCPT

📍 CEFL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CEFL	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CEFL + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CEFL pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CEFL

Annual income on $10K today (after 15% tax)

$4,670.33/yr

After 10yr DRIP, annual income (after tax)

$94,070.04/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, CEFL beats the other by $89,161.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CEFL + FCPT for your $10,000?

CEFL: 50%FCPT: 50%

100% FCPT50/50100% CEFL

Portfolio after 10yr

$278.0K

Annual income

$58,222.96/yr

Blended yield

20.95%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CEFL

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CEFL buys

FCPT buys

No recent congressional trades found for CEFL or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCEFLFCPT

Forward yield	54.95% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$506.9K ✓	$49.1K
Annual income after 10y	$110,670.64 ✓	$5,775.28
Total dividends collected	$413.0K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CEFL vs FCPT ($10,000, DRIP)

Year	CEFL Portfolio	CEFL Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$16,195	$5,494.51	$11,401	$700.92	+$4.8K → CEFL
2	$25,644	$8,315.96	$13,064	$864.84	+$12.6K → CEFL
3	$39,746	$12,306.89	$15,051	$1,072.48	+$24.7K → CEFL
4	$60,355	$17,826.72	$17,442	$1,337.22	+$42.9K → CEFL
5	$89,879	$25,299.20	$20,340	$1,677.08	+$69.5K → CEFL
6	$131,381	$35,210.17	$23,880	$2,116.57	+$107.5K → CEFL
7	$188,679	$48,101.40	$28,241	$2,689.36	+$160.4K → CEFL
8	$266,447	$64,560.26	$33,660	$3,442.07	+$232.8K → CEFL
9	$370,304	$85,205.68	$40,456	$4,439.95	+$329.8K → CEFL
10	$506,895	$110,670.64	$49,063	$5,775.28	+$457.8K → CEFL

CEFL vs FCPT: Complete Analysis 2026

CEFL — Stock

The investment seeks a return linked to the performance of the price return version of the ISE High Incomeâ¢ Index. The ETRACS Monthly Pay 2xLeveraged Closed-End Fund ETN due December 10, 2043 (the âSecuritiesâ) are a series of Monthly Pay 2xLeveraged Exchange Traded Access Securities (ETRACS) linked to the price return. The index measures the performance of 30 U.S. closed-end funds, as selected and ranked by the index sponsor in accordance with the index methodology.

Full CEFL Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.