Is CEFL or QYLD a better dividend investment in 2026?

CEFL currently yields 54.95% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CEFL offers higher current income.

What is the dividend yield difference between CEFL and QYLD?

CEFL has a forward dividend yield of 54.95% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 43.03 percentage points.

Home › Compare › CEFL vs QYLD

CEFL vs QYLD: Dividend Comparison 2026

CEFL yields 54.95% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CEFL wins by $481.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CEFL

● Live price

54.95%

Share price

$3.64

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$506.9K

Annual income

$110,670.64

Full CEFL calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CEFL vs QYLD

📍 CEFL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CEFL	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CEFL + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CEFL pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CEFL

Annual income on $10K today (after 15% tax)

$4,670.33/yr

After 10yr DRIP, annual income (after tax)

$94,070.04/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CEFL beats the other by $89,259.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CEFL + QYLD for your $10,000?

CEFL: 50%QYLD: 50%

100% QYLD50/50100% CEFL

Portfolio after 10yr

$266.1K

Annual income

$58,164.98/yr

Blended yield

21.85%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CEFL buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCEFLQYLD

Forward yield	54.95% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$506.9K ✓	$25.4K
Annual income after 10y	$110,670.64 ✓	$5,659.31
Total dividends collected	$413.0K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CEFL vs QYLD ($10,000, DRIP)

Year	CEFL Portfolio	CEFL Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$16,195	$5,494.51	$10,352	$1,192.36	+$5.8K → CEFL
2	$25,644	$8,315.96	$10,830	$1,347.57	+$14.8K → CEFL
3	$39,746	$12,306.89	$11,460	$1,539.07	+$28.3K → CEFL
4	$60,355	$17,826.72	$12,275	$1,777.84	+$48.1K → CEFL
5	$89,879	$25,299.20	$13,323	$2,078.95	+$76.6K → CEFL
6	$131,381	$35,210.17	$14,667	$2,463.34	+$116.7K → CEFL
7	$188,679	$48,101.40	$16,396	$2,960.57	+$172.3K → CEFL
8	$266,447	$64,560.26	$18,631	$3,612.97	+$247.8K → CEFL
9	$370,304	$85,205.68	$21,548	$4,482.15	+$348.8K → CEFL
10	$506,895	$110,670.64	$25,398	$5,659.31	+$481.5K → CEFL

CEFL vs QYLD: Complete Analysis 2026

CEFL — Stock

The investment seeks a return linked to the performance of the price return version of the ISE High Incomeâ¢ Index. The ETRACS Monthly Pay 2xLeveraged Closed-End Fund ETN due December 10, 2043 (the âSecuritiesâ) are a series of Monthly Pay 2xLeveraged Exchange Traded Access Securities (ETRACS) linked to the price return. The index measures the performance of 30 U.S. closed-end funds, as selected and ranked by the index sponsor in accordance with the index methodology.

Full CEFL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.