Is CELJF or XYLD a better dividend investment in 2026?

CELJF currently yields 7.14% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CELJF and XYLD?

CELJF has a forward dividend yield of 7.14% ($0.75/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.84 percentage points.

Home › Compare › CELJF vs XYLD

CELJF vs XYLD: Dividend Comparison 2026

CELJF yields 7.14% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CELJF wins by $6.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CELJF

● Live price

7.14%

Share price

$10.50

Annual div

$0.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.1K

Annual income

$1,124.05

Full CELJF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CELJF vs XYLD

📍 CELJF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CELJF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CELJF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CELJF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CELJF

Annual income on $10K today (after 15% tax)

$607.14/yr

After 10yr DRIP, annual income (after tax)

$955.44/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,780.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CELJF + XYLD for your $10,000?

CELJF: 50%XYLD: 50%

100% XYLD50/50100% CELJF

Portfolio after 10yr

$28.7K

Annual income

$2,171.54/yr

Blended yield

7.57%

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Analyst Conviction Gap

Where Wall Street is most bullish on XYLD right now

CELJF

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

2.2

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CELJF buys

XYLD buys

No recent congressional trades found for CELJF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCELJFXYLD

Forward yield	7.14%	10.98% ✓
Annual dividend / share	$0.75	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.1K ✓	$25.3K
Annual income after 10y	$1,124.05	$3,219.02 ✓
Total dividends collected	$9.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CELJF vs XYLD ($10,000, DRIP)

Year	CELJF Portfolio	CELJF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,414	$714.29	$10,818	$1,098.39	+$596.00 → CELJF
2	$12,975	$761.97	$11,738	$1,222.51	+$1.2K → CELJF
3	$14,693	$809.51	$12,774	$1,364.64	+$1.9K → CELJF
4	$16,578	$856.71	$13,944	$1,527.86	+$2.6K → CELJF
5	$18,642	$903.39	$15,270	$1,715.87	+$3.4K → CELJF
6	$20,896	$949.40	$16,775	$1,933.09	+$4.1K → CELJF
7	$23,354	$994.59	$18,490	$2,184.87	+$4.9K → CELJF
8	$26,027	$1,038.83	$20,450	$2,477.63	+$5.6K → CELJF
9	$28,931	$1,082.01	$22,697	$2,819.19	+$6.2K → CELJF
10	$32,081	$1,124.05	$25,280	$3,219.02	+$6.8K → CELJF

CELJF vs XYLD: Complete Analysis 2026

CELJF — Stock

Cellcom Israel Ltd. provides cellular communications services in Israel. It operates in two segments, Real Estate and Net. The company offers internet access and infrastructure, internet television, international telephony, landline telephony, and transmission services for business customers and telecommunications operators. It also provides switchboard, communication systems management, and information security services; and conference call, server hosting, and cloud services, as well as equipment and repair services for end equipment. As of December 31, 2021, it had approximately 10.7 million cellular subscribers. Cellcom Israel Ltd. was incorporated in 1994 and is headquartered in Netanya, Israel. Cellcom Israel Ltd. operates as a subsidiary of Discount Investment Corporation Ltd.

Full CELJF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.