Is CELTF or XYLD a better dividend investment in 2026?

CELTF currently yields 2.13% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CELTF and XYLD?

CELTF has a forward dividend yield of 2.13% ($0.04/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 9.07 percentage points.

Home › Compare › CELTF vs XYLD

CELTF vs XYLD: Dividend Comparison 2026

CELTF yields 2.13% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CELTF

● Live price

2.13%

Share price

$1.88

Annual div

$0.04

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$0.21

Full CELTF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CELTF vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CELTF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CELTF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CELTF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CELTF

Annual income on $10K today (after 15% tax)

$180.85/yr

After 10yr DRIP, annual income (after tax)

$0.18/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,848.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CELTF + XYLD for your $10,000?

CELTF: 50%XYLD: 50%

100% XYLD50/50100% CELTF

Portfolio after 10yr

$23.0K

Annual income

$1,675.62/yr

Blended yield

7.30%

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Analyst Conviction Gap

Where Wall Street is most bullish on CELTF right now

CELTF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

11.5

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CELTF buys

XYLD buys

No recent congressional trades found for CELTF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCELTFXYLD

Forward yield	2.13%	11.20% ✓
Annual dividend / share	$0.04	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.0K	$25.9K ✓
Annual income after 10y	$0.21	$3,351.03 ✓
Total dividends collected	$214.00 ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CELTF vs XYLD ($10,000, DRIP)

Year	CELTF Portfolio	CELTF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,806	$106.38	$10,840	$1,120.44	$34.00 → XYLD
2	$11,617	$53.72	$11,786	$1,249.59	$169.00 → XYLD
3	$12,457	$26.98	$12,854	$1,397.78	$397.00 → XYLD
4	$13,342	$13.52	$14,063	$1,568.33	$721.00 → XYLD
5	$14,283	$6.77	$15,434	$1,765.19	$1.2K → XYLD
6	$15,286	$3.39	$16,995	$1,993.14	$1.7K → XYLD
7	$16,358	$1.69	$18,777	$2,257.95	$2.4K → XYLD
8	$17,504	$0.85	$20,818	$2,566.58	$3.3K → XYLD
9	$18,729	$0.42	$23,163	$2,927.50	$4.4K → XYLD
10	$20,041	$0.21	$25,865	$3,351.03	$5.8K → XYLD

CELTF vs XYLD: Complete Analysis 2026

CELTF — Stock

Centamin plc engages in the exploration, mining, and development of precious metals in Egypt, Burkina Faso, Côte d'Ivoire, Jersey, the United Kingdom, and Australia. The company explores for gold deposits. Its principal asset is the Sukari Gold Mine project, which covers an area of approximately 160 square kilometers located in the Eastern Desert of Egypt. The company was incorporated in 2011 and is headquartered in Saint Helier, Jersey.

Full CELTF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.