HomeCompareCEM vs SCHD

CEM vs SCHD: Dividend Comparison 2026

CEM yields 6.90% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.1K in total portfolio value
10 years
CEM
CEM
● Live price
6.90%
Share price
$44.64
Annual div
$3.08
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$0.72
Full CEM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CEM vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCEMSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CEM + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CEM pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CEM
Annual income on $10K today (after 15% tax)
$586.47/yr
After 10yr DRIP, annual income (after tax)
$0.61/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $361.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CEM + SCHD for your $10,000?

CEM: 50%SCHD: 50%
100% SCHD50/50100% CEM
Portfolio after 10yr
$24.9K
Annual income
$213.33/yr
Blended yield
0.86%
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Analyst Conviction Gap

Where Wall Street is split right now

CEM
Analyst Ratings
2
Hold
Consensus: Hold
Price Target
$32.50
-27.2% upside vs current
Range: $32.50 — $32.50
Altman Z
4.7
Piotroski
7/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CEM buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Thomas R. Carper🏛 Senate$CEM▼ Sell$1,001 - $15,0002021-12-21
Thomas R. Carper🏛 Senate$CEM▼ Sell$1,001 - $15,0002021-12-21
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCEMSCHD
Forward yield6.90%3.46%
Annual dividend / share$3.08$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.9K$29.0K
Annual income after 10y$0.72$425.95
Total dividends collected$704.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CEM vs SCHD ($10,000, DRIP)

YearCEM PortfolioCEM Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,045$344.98$11,226$346.36$181.00SCHD
2$11,996$178.05$12,572$357.38$576.00SCHD
3$12,926$90.37$14,046$367.84$1.1KSCHD
4$13,877$45.50$15,660$377.73$1.8KSCHD
5$14,871$22.83$17,425$387.07$2.6KSCHD
6$15,923$11.43$19,354$395.86$3.4KSCHD
7$17,044$5.72$21,461$404.13$4.4KSCHD
8$18,239$2.86$23,762$411.89$5.5KSCHD
9$19,518$1.43$26,272$419.15$6.8KSCHD
10$20,885$0.72$29,010$425.95$8.1KSCHD

CEM vs SCHD: Complete Analysis 2026

CEMStock

ClearBridge Energy MLP Fund Inc. is a closed-ended equity mutual fund launched and managed by Legg Mason Partners Fund Advisor, LLC. It is co-managed by Clearbridge Advisors, LLC. The fund invests in the public equity markets of the United States. It seeks to invest in stocks of companies operating in the energy sector. The fund primarily invests in equity securities of MLPs and growth stocks of companies operating across diversified market capitalizations. It employs fundamental analysis with a bottom-up stock selection approach, focusing on companies with long-lived assets, predictable cash flows, and low direct commodity exposure to create its portfolio. ClearBridge Energy MLP Fund Inc. was formed on March 31, 2010 and is domiciled in the United States.

Full CEM Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.