Home › Compare › CEMB vs XYLD

CEMB vs XYLD: Dividend Comparison 2026

CEMB yields 5.20% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CEMB wins by $2.3K in total portfolio value
10 years
CEMB
CEMB
● Live price
5.20%
Share price
$45.05
Annual div
$2.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$725.12
Full CEMB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — CEMB vs XYLD

📍 CEMB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCEMBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CEMB + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CEMB pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CEMB
Annual income on $10K today (after 15% tax)
$442.04/yr
After 10yr DRIP, annual income (after tax)
$616.35/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,232.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CEMB + XYLD for your $10,000?

CEMB: 50%XYLD: 50%
100% XYLD50/50100% CEMB
Portfolio after 10yr
$27.0K
Annual income
$2,038.07/yr
Blended yield
7.55%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CEMB buys
0
XYLD buys
0
No recent congressional trades found for CEMB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCEMBXYLD
Forward yield5.20%11.20% ✓
Annual dividend / share$2.34$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.2K ✓$25.9K
Annual income after 10y$725.12$3,351.03 ✓
Total dividends collected$6.3K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CEMB vs XYLD ($10,000, DRIP)

YearCEMB PortfolioCEMB Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,220$520.05$10,840$1,120.44+$380.00 → CEMB
2$12,551$545.32$11,786$1,249.59+$765.00 → CEMB
3$13,999$570.09$12,854$1,397.78+$1.1K → CEMB
4$15,574$594.29$14,063$1,568.33+$1.5K → CEMB
5$17,282$617.87$15,434$1,765.19+$1.8K → CEMB
6$19,132$640.78$16,995$1,993.14+$2.1K → CEMB
7$21,134$662.99$18,777$2,257.95+$2.4K → CEMB
8$23,298$684.46$20,818$2,566.58+$2.5K → CEMB
9$25,634$705.17$23,163$2,927.50+$2.5K → CEMB
10$28,154$725.12$25,865$3,351.03+$2.3K → CEMB

CEMB vs XYLD: Complete Analysis 2026

CEMB — Stock

The iShares J.P. Morgan EM Corporate Bond ETF seeks to track the investment results of an index composed of U.S. dollar-denominated, emerging market corporate bonds

Full CEMB Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this CEMB vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CEMB vs SCHDCEMB vs JEPICEMB vs OCEMB vs KOCEMB vs MAINCEMB vs QYLDCEMB vs JEPQCEMB vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.