Is CERAF or DGRO a better dividend investment in 2026?

CERAF currently yields 20.05% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: CERAF offers higher current income.

What is the dividend yield difference between CERAF and DGRO?

CERAF has a forward dividend yield of 20.05% ($2.00/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 17.92 percentage points.

Home › Compare › CERAF vs DGRO

CERAF vs DGRO: Dividend Comparison 2026

CERAF yields 20.05% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CERAF wins by $41.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CERAF

● Live price

20.05%

Share price

$9.98

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$73.2K

Annual income

$6,775.08

Full CERAF calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — CERAF vs DGRO

📍 CERAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CERAF	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CERAF + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CERAF pays

DGRO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CERAF

Annual income on $10K today (after 15% tax)

$1,704.26/yr

After 10yr DRIP, annual income (after tax)

$5,758.82/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, CERAF beats the other by $5,554.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CERAF + DGRO for your $10,000?

CERAF: 50%DGRO: 50%

100% DGRO50/50100% CERAF

Portfolio after 10yr

$52.4K

Annual income

$3,507.52/yr

Blended yield

6.69%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CERAF buys

DGRO buys

No recent congressional trades found for CERAF or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCERAFDGRO

Forward yield	20.05% ✓	2.13%
Annual dividend / share	$2.00 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$73.2K ✓	$31.6K
Annual income after 10y	$6,775.08 ✓	$239.96
Total dividends collected	$41.7K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CERAF vs DGRO ($10,000, DRIP)

Year	CERAF Portfolio	CERAF Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$12,705	$2,005.01	$11,293	$213.22	+$1.4K → CERAF
2	$15,975	$2,380.72	$12,730	$217.32	+$3.2K → CERAF
3	$19,891	$2,797.65	$14,326	$221.10	+$5.6K → CERAF
4	$24,539	$3,255.53	$16,098	$224.56	+$8.4K → CERAF
5	$30,010	$3,753.50	$18,064	$227.74	+$11.9K → CERAF
6	$36,401	$4,290.08	$20,246	$230.65	+$16.2K → CERAF
7	$43,812	$4,863.25	$22,666	$233.30	+$21.1K → CERAF
8	$52,350	$5,470.49	$25,349	$235.73	+$27.0K → CERAF
9	$62,123	$6,108.86	$28,325	$237.94	+$33.8K → CERAF
10	$73,247	$6,775.08	$31,624	$239.96	+$41.6K → CERAF

CERAF vs DGRO: Complete Analysis 2026

CERAF — Stock

Ceres Acquisition Corp. does not have significant operations. It focuses on identifying and evaluating opportunities for the acquisition of assets or business with a view to completing a qualifying transaction. The company intends to identify business opportunities in the field of the cannabis industry. Ceres Acquisition Corp. was incorporated in 2020 and is headquartered in Los Angeles, California.

Full CERAF Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.