Is CERGF or QYLD a better dividend investment in 2026?

CERGF currently yields 44.84% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CERGF offers higher current income.

What is the dividend yield difference between CERGF and QYLD?

CERGF has a forward dividend yield of 44.84% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 32.92 percentage points.

Home › Compare › CERGF vs QYLD

CERGF vs QYLD: Dividend Comparison 2026

CERGF yields 44.84% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CERGF wins by $275.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CERGF

● Live price

44.84%

Share price

$4.46

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$300.8K

Annual income

$55,845.61

Full CERGF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CERGF vs QYLD

📍 CERGF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CERGF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CERGF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CERGF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CERGF

Annual income on $10K today (after 15% tax)

$3,811.66/yr

After 10yr DRIP, annual income (after tax)

$47,468.77/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CERGF beats the other by $42,658.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CERGF + QYLD for your $10,000?

CERGF: 50%QYLD: 50%

100% QYLD50/50100% CERGF

Portfolio after 10yr

$163.1K

Annual income

$30,752.46/yr

Blended yield

18.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CERGF buys

QYLD buys

No recent congressional trades found for CERGF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCERGFQYLD

Forward yield	44.84% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$300.8K ✓	$25.4K
Annual income after 10y	$55,845.61 ✓	$5,659.31
Total dividends collected	$233.6K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CERGF vs QYLD ($10,000, DRIP)

Year	CERGF Portfolio	CERGF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$15,184	$4,484.30	$10,352	$1,192.36	+$4.8K → CERGF
2	$22,611	$6,363.65	$10,830	$1,347.57	+$11.8K → CERGF
3	$33,050	$8,856.14	$11,460	$1,539.07	+$21.6K → CERGF
4	$47,461	$12,097.96	$12,275	$1,777.84	+$35.2K → CERGF
5	$67,020	$16,236.74	$13,323	$2,078.95	+$53.7K → CERGF
6	$93,140	$21,428.02	$14,667	$2,463.34	+$78.5K → CERGF
7	$127,490	$27,830.89	$16,396	$2,960.57	+$111.1K → CERGF
8	$172,018	$35,602.95	$18,631	$3,612.97	+$153.4K → CERGF
9	$228,954	$44,894.98	$21,548	$4,482.15	+$207.4K → CERGF
10	$300,826	$55,845.61	$25,398	$5,659.31	+$275.4K → CERGF

CERGF vs QYLD: Complete Analysis 2026

CERGF — Stock

Ceres Global Ag Corp. procures and provides agricultural commodities and value-added products, industrial products, fertilizers, energy products, and supply chain logistics and storage services worldwide. The company operates through Grain; Supply Chain Services; and Seed and Processing segments. It engages in the procurement, storage, handling, trading, and merchandising of commodity, and specialty grains and oilseeds, such as oats, barley, rye, hard red spring wheat, durum wheat, canola, and pulses through 10 grain storage and handling facilities in Minnesota, Manitoba, Saskatchewan, and Ontario. The company also provides logistics, storage, and transloading services for non-agricultural commodities and industrial products. In addition, it is involved in the soybean crush, specialty crops blending, birdfeed production, and seed distribution businesses. Ceres Global Ag Corp. was incorporated in 2007 and is headquartered in Golden Valley, Minnesota.

Full CERGF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.