Is CERWF or XYLD a better dividend investment in 2026?

CERWF currently yields 314.71% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CERWF offers higher current income.

What is the dividend yield difference between CERWF and XYLD?

CERWF has a forward dividend yield of 314.71% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 303.73 percentage points.

Home › Compare › CERWF vs XYLD

CERWF vs XYLD: Dividend Comparison 2026

CERWF yields 314.71% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CERWF wins by $2094.30M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CERWF

● Live price

314.71%

Share price

$0.64

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2094.33M

Annual income

$1,288,766,523.60

Full CERWF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CERWF vs XYLD

📍 CERWF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CERWF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CERWF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CERWF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CERWF

Annual income on $10K today (after 15% tax)

$26,750.59/yr

After 10yr DRIP, annual income (after tax)

$1,095,451,545.06/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CERWF beats the other by $1,095,448,808.89/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CERWF + XYLD for your $10,000?

CERWF: 50%XYLD: 50%

100% XYLD50/50100% CERWF

Portfolio after 10yr

$1047.18M

Annual income

$644,384,871.31/yr

Blended yield

61.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CERWF buys

XYLD buys

No recent congressional trades found for CERWF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCERWFXYLD

Forward yield	314.71% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2094.33M ✓	$25.3K
Annual income after 10y	$1,288,766,523.60 ✓	$3,219.02
Total dividends collected	$2014.77M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CERWF vs XYLD ($10,000, DRIP)

Year	CERWF Portfolio	CERWF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$42,171	$31,471.28	$10,818	$1,098.39	+$31.4K → CERWF
2	$169,159	$124,035.92	$11,738	$1,222.51	+$157.4K → CERWF
3	$645,989	$464,988.79	$12,774	$1,364.64	+$633.2K → CERWF
4	$2,350,751	$1,659,542.27	$13,944	$1,527.86	+$2.34M → CERWF
5	$8,159,289	$5,643,985.54	$15,270	$1,715.87	+$8.14M → CERWF
6	$27,038,732	$18,308,292.98	$16,775	$1,933.09	+$27.02M → CERWF
7	$85,633,406	$56,701,963.02	$18,490	$2,184.87	+$85.61M → CERWF
8	$259,458,371	$167,830,626.54	$20,450	$2,477.63	+$259.44M → CERWF
9	$752,859,275	$475,238,817.49	$22,697	$2,819.19	+$752.84M → CERWF
10	$2,094,325,947	$1,288,766,523.60	$25,280	$3,219.02	+$2094.30M → CERWF

CERWF vs XYLD: Complete Analysis 2026

CERWF — Stock

CERWF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CERWF shares.

Full CERWF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.