Home › Compare › CF vs AWR

CF vs AWR: Dividend Comparison 2026

CF yields 1.45% · AWR yields 2.58%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CF wins by $95.0K in total portfolio value· pulled ahead in Year 8
10 years
CF
CF
● Live price
1.45%
Share price
$137.55
Annual div
$2.00
5Y div CAGR
67.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.4K
Annual income
$157,141.85
Full CF calculator →
AWR
AWR
● Live price
2.58%
Share price
$76.72
Annual div
$1.98
5Y div CAGR
51.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$184.5K
Annual income
$83,320.36
Full AWR calculator →

Portfolio growth — CF vs AWR

📍 CF pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFAWR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CF + AWR cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CF pays
AWR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CF
Annual income on $10K today (after 15% tax)
$123.59/yr
After 10yr DRIP, annual income (after tax)
$133,570.57/yr
AWR
Annual income on $10K today (after 15% tax)
$219.09/yr
After 10yr DRIP, annual income (after tax)
$70,822.31/yr
At 15% tax rate, CF beats the other by $62,748.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CF + AWR for your $10,000?

CF: 50%AWR: 50%
100% AWR50/50100% CF
Portfolio after 10yr
$232.0K
Annual income
$120,231.11/yr
Blended yield
51.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CF right now

CF
Analyst Ratings
21
Buy
14
Hold
6
Sell
Consensus: Buy
Price Target
$91.71
-33.3% upside vs current
Range: $72.00 — $103.00
Altman Z
3.2
Piotroski
8/9
AWR
Analyst Ratings
2
Buy
5
Hold
3
Sell
Consensus: Hold
Price Target
$89.50
+16.7% upside vs current
Range: $87.00 — $92.00
Altman Z
1.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CF buys
0
AWR buys
0
No recent congressional trades found for CF or AWR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFAWR
Forward yield1.45%2.58% ✓
Annual dividend / share$2.00 ✓$1.98
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR67.5% ✓51.3%
Portfolio after 10y$279.4K ✓$184.5K
Annual income after 10y$157,141.85 ✓$83,320.36
Total dividends collected$247.3K ✓$153.5K
Payment frequencyquarterlyquarterly
SectorMaterialsStock
Analyst consensusBuyHold
Analyst price target$91.71 ✓$89.50

Year-by-year: CF vs AWR ($10,000, DRIP)

YearCF PortfolioCF Income/yrAWR PortfolioAWR Income/yrGap
1$10,944$243.55$11,090$389.98$146.00 → AWR
2$12,127$417.23$12,478$611.55$351.00 → AWR
3$13,699$723.76$14,324$972.96$625.00 → AWR
4$15,938$1,279.91$16,906$1,579.37$968.00 → AWR
5$19,385$2,331.05$20,726$2,635.82$1.3K → AWR
6$25,180$4,438.20$26,745$4,569.09$1.6K → AWR
7$35,967$9,024.64$36,955$8,337.34$988.00 → AWR
8← crossover$58,665$20,179.55$55,831$16,289.43+$2.8K → CF
9$114,295$51,524.02$94,538$34,798.89+$19.8K → CF
10$279,438$157,141.85$184,476$83,320.36+$95.0K → CF

CF vs AWR: Complete Analysis 2026

CF — Materials

CF Industries Holdings, Inc. manufactures and sells hydrogen and nitrogen products for energy, fertilizer, emissions abatement, and other industrial activities worldwide. Its principal products include anhydrous ammonia, granular urea, urea ammonium nitrate, and ammonium nitrate products. The company also offers diesel exhaust fluid, urea liquor, nitric acid, and aqua ammonia products; and compound fertilizer products with nitrogen, phosphorus, and potassium. It primarily serves cooperatives, independent fertilizer distributors, traders, wholesalers, and industrial users. The company was founded in 1946 and is headquartered in Deerfield, Illinois.

Full CF Calculator →

AWR — Stock

American States Water Company, through its subsidiaries, provides water and electric services to residential, commercial, industrial, and other customers in the United States. It operates through three segments: Water, Electric, and Contracted Services. The company purchases, produces, distributes, and sells water, as well as distributes electricity. As of December 31, 2021, American States Water Company provided water service to 262,770 customers located throughout 10 counties in the State of California; and distributed electricity to 24,656 customers in San Bernardino County mountain communities in California. The company also provides water and/or wastewater services, including the operation, maintenance, and construction of facilities at the water and/or wastewater systems at various military installations. American States Water Company was incorporated in 1929 and is based in San Dimas, California.

Full AWR Calculator →
📬

Get this CF vs AWR comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CF vs SCHDCF vs JEPICF vs OCF vs KOCF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.