Is CFAIX or XYLD a better dividend investment in 2026?

CFAIX currently yields 3.62% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CFAIX and XYLD?

CFAIX has a forward dividend yield of 3.62% ($0.66/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.36 percentage points.

Home › Compare › CFAIX vs XYLD

CFAIX vs XYLD: Dividend Comparison 2026

CFAIX yields 3.62% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFAIX wins by $7.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

CFAIX

● Live price

3.62%

Share price

$18.31

Annual div

$0.66

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$457.18

Full CFAIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CFAIX vs XYLD

📍 CFAIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFAIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CFAIX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFAIX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFAIX

Annual income on $10K today (after 15% tax)

$307.88/yr

After 10yr DRIP, annual income (after tax)

$388.60/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,347.56/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFAIX + XYLD for your $10,000?

CFAIX: 50%XYLD: 50%

100% XYLD50/50100% CFAIX

Portfolio after 10yr

$25.3K

Annual income

$1,838.10/yr

Blended yield

7.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFAIX buys

XYLD buys

No recent congressional trades found for CFAIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFAIXXYLD

Forward yield	3.62%	10.98% ✓
Annual dividend / share	$0.66	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.3K	$25.3K
Annual income after 10y	$457.18	$3,219.02 ✓
Total dividends collected	$4.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CFAIX vs XYLD ($10,000, DRIP)

Year	CFAIX Portfolio	CFAIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,062	$362.21	$10,818	$1,098.39	+$244.00 → CFAIX
2	$12,211	$374.47	$11,738	$1,222.51	+$473.00 → CFAIX
3	$13,452	$386.31	$12,774	$1,364.64	+$678.00 → CFAIX
4	$14,791	$397.74	$13,944	$1,527.86	+$847.00 → CFAIX
5	$16,236	$408.73	$15,270	$1,715.87	+$966.00 → CFAIX
6	$17,791	$419.28	$16,775	$1,933.09	+$1.0K → CFAIX
7	$19,466	$429.40	$18,490	$2,184.87	+$976.00 → CFAIX
8	$21,268	$439.09	$20,450	$2,477.63	+$818.00 → CFAIX
9	$23,205	$448.34	$22,697	$2,819.19	+$508.00 → CFAIX
10	$25,287	$457.18	$25,280	$3,219.02	+$7.00 → CFAIX

CFAIX vs XYLD: Complete Analysis 2026

CFAIX — Stock

The fund is a "fund of funds" that seeks to achieve its investment objectives by primarily allocating its assets among underlying Calvert income and equity funds meeting its investment criteria, including the responsible investing criteria. It typically invests 50%-80% of its net assets in funds that invest primarily in income securities and 20% to 50% of its net assets in funds that invest primarily in equity securities. The fund may also invest 0% to 10% of its net assets in cash and short-term money market instruments.

Full CFAIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CFAIX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CFAIX vs SCHD CFAIX vs JEPI CFAIX vs O CFAIX vs KO CFAIX vs MAIN CFAIX vs QYLD CFAIX vs JEPQ CFAIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.