Is CFFS or QYLD a better dividend investment in 2026?

CFFS currently yields 17.73% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CFFS offers higher current income.

What is the dividend yield difference between CFFS and QYLD?

CFFS has a forward dividend yield of 17.73% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.81 percentage points.

Home › Compare › CFFS vs QYLD

CFFS vs QYLD: Dividend Comparison 2026

CFFS yields 17.73% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFFS wins by $38.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CFFS

● Live price

17.73%

Share price

$11.28

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.5K

Annual income

$5,247.63

Full CFFS calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CFFS vs QYLD

📍 CFFS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFFS	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CFFS + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFFS pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFFS

Annual income on $10K today (after 15% tax)

$1,507.09/yr

After 10yr DRIP, annual income (after tax)

$4,460.49/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $349.93/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFFS + QYLD for your $10,000?

CFFS: 50%QYLD: 50%

100% QYLD50/50100% CFFS

Portfolio after 10yr

$44.4K

Annual income

$5,453.47/yr

Blended yield

12.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFFS buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFFSQYLD

Forward yield	17.73% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$63.5K ✓	$25.4K
Annual income after 10y	$5,247.63	$5,659.31 ✓
Total dividends collected	$33.8K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CFFS vs QYLD ($10,000, DRIP)

Year	CFFS Portfolio	CFFS Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,473	$1,773.05	$10,352	$1,192.36	+$2.1K → CFFS
2	$15,413	$2,066.85	$10,830	$1,347.57	+$4.6K → CFFS
3	$18,879	$2,386.94	$11,460	$1,539.07	+$7.4K → CFFS
4	$22,933	$2,732.41	$12,275	$1,777.84	+$10.7K → CFFS
5	$27,640	$3,102.01	$13,323	$2,078.95	+$14.3K → CFFS
6	$33,069	$3,494.15	$14,667	$2,463.34	+$18.4K → CFFS
7	$39,291	$3,906.97	$16,396	$2,960.57	+$22.9K → CFFS
8	$46,380	$4,338.36	$18,631	$3,612.97	+$27.7K → CFFS
9	$54,412	$4,786.05	$21,548	$4,482.15	+$32.9K → CFFS
10	$63,469	$5,247.63	$25,398	$5,659.31	+$38.1K → CFFS

CFFS vs QYLD: Complete Analysis 2026

CFFS — Stock

CF Acquisition Corp. VII does not have significant operations. The company focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. It intends to focus on potential target companies in the financial services, healthcare, real estate services, technology, and software industries. CF Acquisition Corp. VII was incorporated in 2020 and is based in New York, New York.

Full CFFS Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this CFFS vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CFFS vs SCHD CFFS vs JEPI CFFS vs O CFFS vs KO CFFS vs MAIN CFFS vs XYLD CFFS vs JEPQ CFFS vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.