Is CFIC or O a better dividend investment in 2026?

CFIC currently yields 24.04% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: CFIC offers higher current income.

What is the dividend yield difference between CFIC and O?

CFIC has a forward dividend yield of 24.04% ($2.00/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 18.76 percentage points.

Home › Compare › CFIC vs O

CFIC vs O: Dividend Comparison 2026

CFIC yields 24.04% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFIC wins by $59.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CFIC

● Live price

24.04%

Share price

$8.32

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$93.3K

Annual income

$10,155.03

Full CFIC calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.15

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,102.74

Full O calculator →

Portfolio growth — CFIC vs O

📍 CFIC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFIC	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CFIC + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFIC pays

O pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFIC

Annual income on $10K today (after 15% tax)

$2,043.27/yr

After 10yr DRIP, annual income (after tax)

$8,631.78/yr

Annual income on $10K today (after 15% tax)

$449.12/yr

After 10yr DRIP, annual income (after tax)

$4,337.33/yr

At 15% tax rate, CFIC beats the other by $4,294.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CFIC + O for your $10,000?

CFIC: 50%O: 50%

100% O50/50100% CFIC

Portfolio after 10yr

$63.7K

Annual income

$7,628.89/yr

Blended yield

11.97%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

CFIC

No analyst data

Altman Z

0.0

Piotroski

1/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.7% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFIC buys

O buys

No recent congressional trades found for CFIC or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFICO

Forward yield	24.04% ✓	5.28%
Annual dividend / share	$2.00	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.1% ✓
Portfolio after 10y	$93.3K ✓	$34.2K
Annual income after 10y	$10,155.03 ✓	$5,102.74
Total dividends collected	$58.0K ✓	$20.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: CFIC vs O ($10,000, DRIP)

Year	CFIC Portfolio	CFIC Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$13,104	$2,403.85	$10,818	$608.16	+$2.3K → CFIC
2	$16,965	$2,943.89	$11,787	$741.68	+$5.2K → CFIC
3	$21,715	$3,561.99	$12,946	$911.00	+$8.8K → CFIC
4	$27,496	$4,260.95	$14,345	$1,127.94	+$13.2K → CFIC
5	$34,463	$5,042.36	$16,056	$1,409.05	+$18.4K → CFIC
6	$42,782	$5,906.57	$18,171	$1,777.83	+$24.6K → CFIC
7	$52,629	$6,852.67	$20,820	$2,268.21	+$31.8K → CFIC
8	$64,191	$7,878.52	$24,188	$2,929.90	+$40.0K → CFIC
9	$77,666	$8,980.77	$28,533	$3,837.11	+$49.1K → CFIC
10	$93,257	$10,155.03	$34,235	$5,102.74	+$59.0K → CFIC

CFIC vs O: Complete Analysis 2026

CFIC — Stock

Cornerstone Financial Corporation operates as the bank holding company for Cornerstone Bank that provides various banking products and services for individuals and businesses. The company accepts checking and money market, savings, certificates of deposit, and individual retirement accounts. Its loan products include home equity line of credit; term and small business administration/government backed loans; business line of credit and letters of credit; and commercial mortgages. The company also offers remote deposit capture, reorder check, and online banking services. Cornerstone Financial Corporation was founded in 1999 and is based in Mount Laurel, New Jersey.

Full CFIC Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.