HomeCompareCFIN vs JEPI

CFIN vs JEPI: Dividend Comparison 2026

CFIN yields 0.03% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $9.3K in total portfolio value
10 years
CFIN
CFIN
● Live price
0.03%
Share price
$7,600.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$2.64
Full CFIN calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — CFIN vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFINJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFIN + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFIN pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFIN
Annual income on $10K today (after 15% tax)
$2.24/yr
After 10yr DRIP, annual income (after tax)
$2.24/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $1,297.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFIN + JEPI for your $10,000?

CFIN: 50%JEPI: 50%
100% JEPI50/50100% CFIN
Portfolio after 10yr
$24.3K
Annual income
$765.63/yr
Blended yield
3.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFIN buys
0
JEPI buys
0
No recent congressional trades found for CFIN or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFINJEPI
Forward yield0.03%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$19.7K$29.0K
Annual income after 10y$2.64$1,528.62
Total dividends collected$26.00$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CFIN vs JEPI ($10,000, DRIP)

YearCFIN PortfolioCFIN Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$10,703$2.63$11,260$840.19$557.00JEPI
2$11,454$2.63$12,641$907.94$1.2KJEPI
3$12,259$2.63$14,150$978.20$1.9KJEPI
4$13,120$2.63$15,795$1,050.85$2.7KJEPI
5$14,041$2.63$17,584$1,125.74$3.5KJEPI
6$15,026$2.63$19,526$1,202.74$4.5KJEPI
7$16,081$2.63$21,628$1,281.69$5.5KJEPI
8$17,209$2.64$23,898$1,362.43$6.7KJEPI
9$18,416$2.64$26,347$1,444.79$7.9KJEPI
10$19,708$2.64$28,982$1,528.62$9.3KJEPI

CFIN vs JEPI: Complete Analysis 2026

CFINStock

Citizens Financial Corporation, through its subsidiary, provides ancillary health insurance products. It also offers administrative services to medical professionals involved in providing on-site treatment to patients in community settings. The company offers group ancillary insurance products, including group dental, group vision, and group life insurance; and individual ancillary insurance products, such as individual dental and individual vision insurance to the senior market. Citizens Financial Corporation was incorporated in 1990 and is based in Louisville, Kentucky.

Full CFIN Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.