Is CFLSF or SPHD a better dividend investment in 2026?

CFLSF currently yields 2000.00% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: CFLSF offers higher current income.

What is the dividend yield difference between CFLSF and SPHD?

CFLSF has a forward dividend yield of 2000.00% ($2.00/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 1995.67 percentage points.

Home › Compare › CFLSF vs SPHD

CFLSF vs SPHD: Dividend Comparison 2026

CFLSF yields 2000.00% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFLSF wins by $9939315158.50M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CFLSF

● Live price

2000.00%

Share price

$0.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$9939315158.53M

Annual income

$9,049,252,674,478,578.00

Full CFLSF calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — CFLSF vs SPHD

📍 CFLSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFLSF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CFLSF + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

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Dec

—

CFLSF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFLSF

Annual income on $10K today (after 15% tax)

$170,000.00/yr

After 10yr DRIP, annual income (after tax)

$7,691,864,773,306,791.00/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, CFLSF beats the other by $7,691,864,773,306,305.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CFLSF + SPHD for your $10,000?

CFLSF: 50%SPHD: 50%

100% SPHD50/50100% CFLSF

Portfolio after 10yr

$4969657579.28M

Annual income

$4,524,626,337,239,575.00/yr

Blended yield

91.05%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFLSF buys

SPHD buys

No recent congressional trades found for CFLSF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFLSFSPHD

Forward yield	2000.00% ✓	4.33%
Annual dividend / share	$2.00	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$9939315158.53M ✓	$26.5K
Annual income after 10y	$9,049,252,674,478,578.00 ✓	$571.32
Total dividends collected	$9876141646.27M ✓	$5.1K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CFLSF vs SPHD ($10,000, DRIP)

Year	CFLSF Portfolio	CFLSF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$210,700	$200,000.00	$11,133	$432.85	+$199.6K → CFLSF
2	$4,163,767	$3,938,317.76	$12,363	$450.36	+$4.15M → CFLSF
3	$77,191,133	$72,735,902.82	$13,695	$467.39	+$77.18M → CFLSF
4	$1,342,813,676	$1,260,219,163.76	$15,138	$483.90	+$1342.80M → CFLSF
5	$21,925,333,121	$20,488,522,486.99	$16,697	$499.88	+$21925.32M → CFLSF
6	$336,109,296,351	$312,649,189,912.21	$18,382	$515.31	+$336109.28M → CFLSF
7	$4,838,913,266,619	$4,479,276,319,522.88	$20,198	$530.17	+$4838913.25M → CFLSF
8	$65,446,276,951,058	$60,268,639,755,775.59	$22,157	$544.46	+$65446276.93M → CFLSF
9	$831,834,097,245,644	$761,806,580,908,011.90	$24,266	$558.18	+$831834097.22M → CFLSF
10	$9,939,315,158,531,418	$9,049,252,674,478,578.00	$26,536	$571.32	+$9939315158.50M → CFLSF

CFLSF vs SPHD: Complete Analysis 2026

CFLSF — Stock

CASH Financial Services Group Limited, an investment holding company, provides financial products and services in the People's Republic of China. The company engages in the online and traditional brokerage of securities, futures, and options, as well as offers mutual fund, mandatory provident fund, and general and life insurance products. It also trades in debt and equity securities, and derivatives; and provides margin financing, money lending, and asset management services. In addition, the company offers investment banking, wealth management, payment gateway, treasury management, and cryptocurrency brokerage services, as well as financial advisory consultancy services. Further, it engages in the property holding business. The company was founded in 1972 and is headquartered in Kowloon Bay, Hong Kong. As on October 21, 2022, CASH Financial Services Group Limited (SEHK : 510) operates as a subsidiary of Celestial Asia Securities Holdings Limited.

Full CFLSF Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.