HomeCompareCFOK vs CL

CFOK vs CL: Dividend Comparison 2026

CFOK yields 25.00% · CL yields 2.43%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CL wins by $16.5K in total portfolio value· pulled ahead in Year 5
10 years
CFOK
CFOK
● Live price
25.00%
Share price
$8.00
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$3.01
Full CFOK calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — CFOK vs CL

📍 CL pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFOKCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CFOK + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFOK pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFOK
Annual income on $10K today (after 15% tax)
$2,125.00/yr
After 10yr DRIP, annual income (after tax)
$2.56/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, CL beats the other by $4,589.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFOK + CL for your $10,000?

CFOK: 50%CL: 50%
100% CL50/50100% CFOK
Portfolio after 10yr
$32.5K
Annual income
$2,702.49/yr
Blended yield
8.30%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

CFOK
No analyst data
Altman Z
-0.6
Piotroski
3/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFOK buys
0
CL buys
0
No recent congressional trades found for CFOK or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFOKCL
Forward yield25.00%2.43%
Annual dividend / share$2.00$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%28.6%
Portfolio after 10y$24.3K$40.8K
Annual income after 10y$3.01$5,401.96
Total dividends collected$2.7K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CFOK vs CL ($10,000, DRIP)

YearCFOK PortfolioCFOK Income/yrCL PortfolioCL Income/yrGap
1$11,950$1,250.00$11,012$312.01+$938.00CFOK
2$13,485$698.01$12,196$412.95+$1.3KCFOK
3$14,796$368.06$13,599$549.66+$1.2KCFOK
4$16,021$188.72$15,288$736.64+$733.00CFOK
5← crossover$17,238$95.49$17,353$995.28$115.00CL
6$18,493$48.01$19,926$1,357.80$1.4KCL
7$19,811$24.07$23,194$1,873.82$3.4KCL
8$21,210$12.05$27,439$2,621.52$6.2KCL
9$22,701$6.03$33,088$3,727.38$10.4KCL
10$24,293$3.01$40,806$5,401.96$16.5KCL

CFOK vs CL: Complete Analysis 2026

CFOKStock

Community First Bancorporation operates as the bank holding company for Community First Bank that provides commercial banking products and services to personal and business customers. The company offers various deposit products, including checking accounts, NOW accounts, individual retirement accounts, time deposits, and money market accounts and certificates of deposit. It also provides commercial loans, including short term unsecured loans, short and intermediate term real estate mortgage loans, and loans secured by listed stocks, as well as loans secured by equipment, inventory, and accounts receivable; consumer loans, such as home equity improvement loans secured by first and second mortgages, personal expenditure loans, education loans, and overdraft lines of credit, as well as car, recreational vehicle, and boat loans; and debit and credit card services. In addition, the company offers direct deposit, foreign payment and currency exchange, electronic bill payment, remote check deposit, merchant, and other related services; internet and mobile banking services; and life, home, auto, health, and pet insurance products. It operates through eight full-service offices in Walhalla, Seneca, Anderson, Williamston, Westminster, and Greenville, South Carolina, as well as two in North Carolina; and loan production offices in Charlotte and Concord, North Carolina. Community First Bancorporation was founded in 1988 and is based in Walhalla, South Carolina.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.