Is CFOK or QYLD a better dividend investment in 2026?

CFOK currently yields 25.00% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CFOK offers higher current income.

What is the dividend yield difference between CFOK and QYLD?

CFOK has a forward dividend yield of 25.00% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 13.08 percentage points.

Home › Compare › CFOK vs QYLD

CFOK vs QYLD: Dividend Comparison 2026

CFOK yields 25.00% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $1.1K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

CFOK

● Live price

25.00%

Share price

$8.00

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$3.01

Full CFOK calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CFOK vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFOK	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CFOK + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFOK pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFOK

Annual income on $10K today (after 15% tax)

$2,125.00/yr

After 10yr DRIP, annual income (after tax)

$2.56/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,807.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CFOK + QYLD for your $10,000?

CFOK: 50%QYLD: 50%

100% QYLD50/50100% CFOK

Portfolio after 10yr

$24.8K

Annual income

$2,831.17/yr

Blended yield

11.40%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFOK buys

QYLD buys

No recent congressional trades found for CFOK or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFOKQYLD

Forward yield	25.00% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$24.3K	$25.4K ✓
Annual income after 10y	$3.01	$5,659.31 ✓
Total dividends collected	$2.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CFOK vs QYLD ($10,000, DRIP)

Year	CFOK Portfolio	CFOK Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,950	$1,250.00	$10,352	$1,192.36	+$1.6K → CFOK
2	$13,485	$698.01	$10,830	$1,347.57	+$2.7K → CFOK
3	$14,796	$368.06	$11,460	$1,539.07	+$3.3K → CFOK
4	$16,021	$188.72	$12,275	$1,777.84	+$3.7K → CFOK
5	$17,238	$95.49	$13,323	$2,078.95	+$3.9K → CFOK
6	$18,493	$48.01	$14,667	$2,463.34	+$3.8K → CFOK
7	$19,811	$24.07	$16,396	$2,960.57	+$3.4K → CFOK
8	$21,210	$12.05	$18,631	$3,612.97	+$2.6K → CFOK
9	$22,701	$6.03	$21,548	$4,482.15	+$1.2K → CFOK
10← crossover	$24,293	$3.01	$25,398	$5,659.31	$1.1K → QYLD

CFOK vs QYLD: Complete Analysis 2026

CFOK — Stock

Community First Bancorporation operates as the bank holding company for Community First Bank that provides commercial banking products and services to personal and business customers. The company offers various deposit products, including checking accounts, NOW accounts, individual retirement accounts, time deposits, and money market accounts and certificates of deposit. It also provides commercial loans, including short term unsecured loans, short and intermediate term real estate mortgage loans, and loans secured by listed stocks, as well as loans secured by equipment, inventory, and accounts receivable; consumer loans, such as home equity improvement loans secured by first and second mortgages, personal expenditure loans, education loans, and overdraft lines of credit, as well as car, recreational vehicle, and boat loans; and debit and credit card services. In addition, the company offers direct deposit, foreign payment and currency exchange, electronic bill payment, remote check deposit, merchant, and other related services; internet and mobile banking services; and life, home, auto, health, and pet insurance products. It operates through eight full-service offices in Walhalla, Seneca, Anderson, Williamston, Westminster, and Greenville, South Carolina, as well as two in North Carolina; and loan production offices in Charlotte and Concord, North Carolina. Community First Bancorporation was founded in 1988 and is based in Walhalla, South Carolina.

Full CFOK Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.