Is CFRLF or XYLD a better dividend investment in 2026?

CFRLF currently yields 5.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CFRLF and XYLD?

CFRLF has a forward dividend yield of 5.97% ($0.04/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.01 percentage points.

Home › Compare › CFRLF vs XYLD

CFRLF vs XYLD: Dividend Comparison 2026

CFRLF yields 5.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFRLF wins by $924.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CFRLF

● Live price

5.97%

Share price

$0.64

Annual div

$0.04

5Y div CAGR

48.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$950.0K

Annual income

$576,136.88

Full CFRLF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CFRLF vs XYLD

📍 CFRLF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFRLF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CFRLF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFRLF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFRLF

Annual income on $10K today (after 15% tax)

$507.54/yr

After 10yr DRIP, annual income (after tax)

$489,716.35/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CFRLF beats the other by $486,980.18/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFRLF + XYLD for your $10,000?

CFRLF: 50%XYLD: 50%

100% XYLD50/50100% CFRLF

Portfolio after 10yr

$487.7K

Annual income

$289,677.95/yr

Blended yield

59.40%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFRLF buys

XYLD buys

No recent congressional trades found for CFRLF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFRLFXYLD

Forward yield	5.97%	10.98% ✓
Annual dividend / share	$0.04	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	48.1% ✓	0%
Portfolio after 10y	$950.0K ✓	$25.3K
Annual income after 10y	$576,136.88 ✓	$3,219.02
Total dividends collected	$888.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CFRLF vs XYLD ($10,000, DRIP)

Year	CFRLF Portfolio	CFRLF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,584	$884.31	$10,818	$1,098.39	+$766.00 → CFRLF
2	$13,813	$1,417.91	$11,738	$1,222.51	+$2.1K → CFRLF
3	$17,120	$2,340.13	$12,774	$1,364.64	+$4.3K → CFRLF
4	$22,333	$4,014.47	$13,944	$1,527.86	+$8.4K → CFRLF
5	$31,145	$7,248.36	$15,270	$1,715.87	+$15.9K → CFRLF
6	$47,316	$13,990.95	$16,775	$1,933.09	+$30.5K → CFRLF
7	$80,048	$29,419.84	$18,490	$2,184.87	+$61.6K → CFRLF
8	$154,541	$68,889.72	$20,450	$2,477.63	+$134.1K → CFRLF
9	$349,444	$184,085.56	$22,697	$2,819.19	+$326.7K → CFRLF
10	$950,042	$576,136.88	$25,280	$3,219.02	+$924.8K → CFRLF

CFRLF vs XYLD: Complete Analysis 2026

CFRLF — Stock

China Aircraft Leasing Group Holdings Limited, an investment holding company, provides aircraft leasing services to airline companies in Mainland China and internationally. It is involved in the aircraft leasing, and purchase and leaseback; portfolio trading and asset management; fleet upgrade; aircraft disassembly; and component sales activities, as well as in the aircraft maintenance, repair, and overhaul activities. The company also offers financing and management services. As of December 31, 2021, it had a fleet of 127 owned and 25 managed aircraft. The company was formerly known as China Aircraft Leasing Company Limited and changed its name to China Aircraft Leasing Group Holdings Limited in September 2013. China Aircraft Leasing Group Holdings Limited was founded in 2006 and is headquartered in Admiralty, Hong Kong.

Full CFRLF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CFRLF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CFRLF vs SCHD CFRLF vs JEPI CFRLF vs O CFRLF vs KO CFRLF vs MAIN CFRLF vs QYLD CFRLF vs JEPQ CFRLF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.