Is CFRUY or XYLD a better dividend investment in 2026?

CFRUY currently yields 0.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CFRUY and XYLD?

CFRUY has a forward dividend yield of 0.97% ($0.18/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.01 percentage points.

Home › Compare › CFRUY vs XYLD

CFRUY vs XYLD: Dividend Comparison 2026

CFRUY yields 0.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFRUY wins by $56.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CFRUY

● Live price

0.97%

Share price

$18.08

Annual div

$0.18

5Y div CAGR

60.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$81.5K

Annual income

$29,089.78

Full CFRUY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CFRUY vs XYLD

📍 CFRUY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFRUY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CFRUY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFRUY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFRUY

Annual income on $10K today (after 15% tax)

$82.36/yr

After 10yr DRIP, annual income (after tax)

$24,726.31/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CFRUY beats the other by $21,990.15/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFRUY + XYLD for your $10,000?

CFRUY: 50%XYLD: 50%

100% XYLD50/50100% CFRUY

Portfolio after 10yr

$53.4K

Annual income

$16,154.40/yr

Blended yield

30.26%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFRUY right now

CFRUY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

5.5

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFRUY buys

XYLD buys

No recent congressional trades found for CFRUY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFRUYXYLD

Forward yield	0.97%	10.98% ✓
Annual dividend / share	$0.18	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	60.4% ✓	0%
Portfolio after 10y	$81.5K ✓	$25.3K
Annual income after 10y	$29,089.78 ✓	$3,219.02
Total dividends collected	$57.1K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CFRUY vs XYLD ($10,000, DRIP)

Year	CFRUY Portfolio	CFRUY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,855	$155.42	$10,818	$1,098.39	+$37.00 → CFRUY
2	$11,868	$252.92	$11,738	$1,222.51	+$130.00 → CFRUY
3	$13,114	$414.52	$12,774	$1,364.64	+$340.00 → CFRUY
4	$14,718	$686.59	$13,944	$1,527.86	+$774.00 → CFRUY
5	$16,903	$1,155.18	$15,270	$1,715.87	+$1.6K → CFRUY
6	$20,076	$1,988.82	$16,775	$1,933.09	+$3.3K → CFRUY
7	$25,022	$3,540.84	$18,490	$2,184.87	+$6.5K → CFRUY
8	$33,389	$6,615.70	$20,450	$2,477.63	+$12.9K → CFRUY
9	$48,960	$13,233.72	$22,697	$2,819.19	+$26.3K → CFRUY
10	$81,477	$29,089.78	$25,280	$3,219.02	+$56.2K → CFRUY

CFRUY vs XYLD: Complete Analysis 2026

CFRUY — Stock

Compagnie Financière Richemont SA engages in the luxury goods business in Europe, the Middle East, Africa, Asia, and the Americas. The company operates through Jewellery Maisons, Specialist Watchmakers, and Online Distributors segments. It designs, manufactures, and distributes jewelry products; and precision timepieces, watches, and writing instruments, as well as clothing, and leather goods and accessories. The company offers its products under the Cartier, Van Cleef & Arpels, Buccellati, A. Lange & Söhne, Baume & Mercier, IWC Schaffhausen, Jaeger LeCoultre, Panerai, Piaget, Roger Dubuis, Vacheron Constantin, Watchfinder & Co., YOOX, NET-A-PORTER, MR PORTER, The Outnet, Alaïa, Chloé, Montblanc, Peter Millar, Purdey, Serapian, TIMEVALLEE, dunhill, Delvaux, and AZ Factory brands through own boutiques and online stores. Compagnie Financière Richemont SA was incorporated in 1979 and is headquartered in Bellevue, Switzerland.

Full CFRUY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CFRUY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CFRUY vs SCHD CFRUY vs JEPI CFRUY vs O CFRUY vs KO CFRUY vs MAIN CFRUY vs QYLD CFRUY vs JEPQ CFRUY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.