Is CFTLF or ADC a better dividend investment in 2026?

CFTLF currently yields 1.28% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between CFTLF and ADC?

CFTLF has a forward dividend yield of 1.28% ($0.01/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 2.83 percentage points.

Home › Compare › CFTLF vs ADC

CFTLF vs ADC: Dividend Comparison 2026

CFTLF yields 1.28% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CFTLF wins by $10.64M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

CFTLF

● Live price

1.28%

Share price

$0.53

Annual div

$0.01

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10.81M

Annual income

$9,401,157.38

Full CFTLF calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — CFTLF vs ADC

📍 CFTLF pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CFTLF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CFTLF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CFTLF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFTLF

Annual income on $10K today (after 15% tax)

$108.78/yr

After 10yr DRIP, annual income (after tax)

$7,990,983.77/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, CFTLF beats the other by $7,923,283.61/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFTLF + ADC for your $10,000?

CFTLF: 50%ADC: 50%

100% ADC50/50100% CFTLF

Portfolio after 10yr

$5.49M

Annual income

$4,740,402.31/yr

Blended yield

86.27%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CFTLF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

3.3

Piotroski

6/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFTLF buys

ADC buys

No recent congressional trades found for CFTLF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCFTLFADC

Forward yield	1.28%	4.11% ✓
Annual dividend / share	$0.01	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	40.4%
Portfolio after 10y	$10.81M	$176.9K ✓
Annual income after 10y	$9,401,157.38 ✓	$79,647.25
Total dividends collected	$10.68M	$154.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: CFTLF vs ADC ($10,000, DRIP)

Year	CFTLF Portfolio	CFTLF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$10,956	$255.96	$10,987	$577.21	$31.00 → ADC
2	$12,247	$524.17	$12,293	$855.34	$46.00 → ADC
3← crossover	$14,200	$1,095.21	$14,088	$1,290.70	+$112.00 → CFTLF
4	$17,567	$2,373.48	$16,660	$1,994.91	+$907.00 → CFTLF
5	$24,285	$5,488.52	$20,525	$3,181.85	+$3.8K → CFTLF
6	$40,167	$14,182.27	$26,654	$5,286.90	+$13.5K → CFTLF
7	$86,825	$43,845.43	$37,006	$9,259.47	+$49.8K → CFTLF
8	$270,051	$177,149.18	$55,862	$17,338.74	+$214.2K → CFTLF
9	$1,318,841	$1,029,886.07	$93,452	$35,300.32	+$1.23M → CFTLF
10	$10,812,317	$9,401,157.38	$176,931	$79,647.25	+$10.64M → CFTLF

CFTLF vs ADC: Complete Analysis 2026

CFTLF — Stock

Chinasoft International Limited, together with its subsidiaries, develops and provides information technology (IT) solutions, IT outsourcing, and training services. It operates through Technical Professional Services Group and Internet IT Services Group segments. The company offers CloudEasy, a cloud management platform; Huaxia Cloud, a cloud brokerage platform; Tencent Cloud that provides cloud consultation, migration, operation and maintenance management, and application development and integration; enterprise cloud disk; and cloud shop O2O platform. It also provides IT application development and maintenance, IT testing, infrastructure management, product development and services, digital consulting and implementation, system integration and services, IT consulting and outsourcing, business process outsourcing, and other customer services. In addition, the company offers Internet IT services comprising software industry Internet platform for enterprises. The company serves financial institution, banks, telecommunications and Internet, insurance and securities, retail, high-technology business, manufacturing, transportation, and other industries, as well as to the various government. Chinasoft International Limited was incorporated in 2000 and is headquartered in Beijing, the People's Republic of China.

Full CFTLF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.