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CFWIX vs SPHD: Dividend Comparison 2026

CFWIX yields 5.06% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CFWIX wins by $1.3K in total portfolio value
10 years
CFWIX
CFWIX
● Live price
5.06%
Share price
$29.00
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.9K
Annual income
$698.97
Full CFWIX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CFWIX vs SPHD

📍 CFWIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCFWIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CFWIX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CFWIX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CFWIX
Annual income on $10K today (after 15% tax)
$429.92/yr
After 10yr DRIP, annual income (after tax)
$594.12/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CFWIX beats the other by $108.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CFWIX + SPHD for your $10,000?

CFWIX: 50%SPHD: 50%
100% SPHD50/50100% CFWIX
Portfolio after 10yr
$27.2K
Annual income
$635.14/yr
Blended yield
2.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CFWIX buys
0
SPHD buys
0
No recent congressional trades found for CFWIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCFWIXSPHD
Forward yield5.06%4.33%
Annual dividend / share$1.47$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.9K$26.5K
Annual income after 10y$698.97$571.32
Total dividends collected$6.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CFWIX vs SPHD ($10,000, DRIP)

YearCFWIX PortfolioCFWIX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,206$505.79$11,133$432.85+$73.00CFWIX
2$12,520$529.70$12,363$450.36+$157.00CFWIX
3$13,949$553.10$13,695$467.39+$254.00CFWIX
4$15,502$575.94$15,138$483.90+$364.00CFWIX
5$17,185$598.16$16,697$499.88+$488.00CFWIX
6$19,008$619.73$18,382$515.31+$626.00CFWIX
7$20,979$640.62$20,198$530.17+$781.00CFWIX
8$23,108$660.80$22,157$544.46+$951.00CFWIX
9$25,406$680.25$24,266$558.18+$1.1KCFWIX
10$27,883$698.97$26,536$571.32+$1.3KCFWIX

CFWIX vs SPHD: Complete Analysis 2026

CFWIXStock

The fund normally invests at least 80% of its net assets in equity securities of U.S. and non-U.S. companies whose main business is in the water industry or that are significantly involved in water-related services or technologies. The index is composed of companies that manage water use in a sustainable manner or that are actively engaged in expanding access to water, improving water quality, promoting efficient use of water, or providing solutions that address other global water challenges.

Full CFWIX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.