Is CGA or SCHD a better dividend investment in 2026?

CGA currently yields 101.01% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: CGA offers higher current income.

What is the dividend yield difference between CGA and SCHD?

CGA has a forward dividend yield of 101.01% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 97.57 percentage points.

Home › Compare › CGA vs SCHD

CGA vs SCHD: Dividend Comparison 2026

CGA yields 101.01% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CGA wins by $4.03M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CGA

● Live price

101.01%

Share price

$1.98

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.06M

Annual income

$1,377,317.85

Full CGA calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — CGA vs SCHD

📍 CGA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGA	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CGA + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGA pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGA

Annual income on $10K today (after 15% tax)

$8,585.86/yr

After 10yr DRIP, annual income (after tax)

$1,170,720.17/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, CGA beats the other by $1,170,360.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CGA + SCHD for your $10,000?

CGA: 50%SCHD: 50%

100% SCHD50/50100% CGA

Portfolio after 10yr

$2.04M

Annual income

$688,870.22/yr

Blended yield

33.70%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CGA

Analyst Ratings

Hold

Consensus: Hold

Altman Z

-0.6

Piotroski

4/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGA buys

SCHD buys

No recent congressional trades found for CGA or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGASCHD

Forward yield	101.01% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.06M	$29.0K ✓
Annual income after 10y	$1,377,317.85 ✓	$422.61
Total dividends collected	$3.63M	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CGA vs SCHD ($10,000, DRIP)

Year	CGA Portfolio	CGA Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$20,801	$10,101.01	$11,224	$344.10	+$9.6K → CGA
2	$41,894	$19,636.56	$12,567	$354.98	+$29.3K → CGA
3	$81,787	$36,961.14	$14,038	$365.30	+$67.7K → CGA
4	$154,950	$67,437.20	$15,648	$375.06	+$139.3K → CGA
5	$285,201	$119,404.39	$17,410	$384.27	+$267.8K → CGA
6	$510,563	$205,398.01	$19,335	$392.95	+$491.2K → CGA
7	$889,948	$343,645.86	$21,437	$401.10	+$868.5K → CGA
8	$1,512,057	$559,812.91	$23,733	$408.75	+$1.49M → CGA
9	$2,506,821	$888,920.19	$26,237	$415.91	+$2.48M → CGA
10	$4,059,617	$1,377,317.85	$28,968	$422.61	+$4.03M → CGA

CGA vs SCHD: Complete Analysis 2026

CGA — Stock

China Green Agriculture, Inc., through its subsidiaries, engages in the research, development, production, and sale of various fertilizers and agricultural products in the People's Republic of China. The company operates through four segments: Jinong, Gufeng, Yuxing, and Sales VIEs. Its fertilizer products comprise humic acid-based compound fertilizers, blended fertilizers, organic compound fertilizers, slow-release fertilizers, highly concentrated water-soluble fertilizers, and mixed organic-inorganic compound fertilizers, as well as develops, produces, and distributes agricultural products, such as fruits, vegetables, flowers, and colored seedlings. The company markets its fertilizer products to private wholesalers and retailers of agricultural farm products. It sells its decorative flowers to end-users, such as flower shops, luxury hotels, and government agencies; fruits and vegetables to supermarkets and upscale restaurants; and seedlings to city planning departments. As of June 30, 2021, the company operated a network of 1,756 distributors covering 22 provinces, 4 autonomous regions, and 4 central government-controlled municipalities in China. It also exports its products through contracted distributors to various countries, including India and Africa. China Green Agriculture, Inc. was incorporated in 1987 and is based in Xi'an, the People's Republic of China.

Full CGA Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.