Is CGBDL or SCHD a better dividend investment in 2026?

CGBDL currently yields 4.02% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: CGBDL offers higher current income.

What is the dividend yield difference between CGBDL and SCHD?

CGBDL has a forward dividend yield of 4.02% ($1.02/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.56 percentage points.

Home › Compare › CGBDL vs SCHD

CGBDL vs SCHD: Dividend Comparison 2026

CGBDL yields 4.02% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $8.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CGBDL

● Live price

4.02%

Share price

$25.48

Annual div

$1.03

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$0.41

Full CGBDL calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — CGBDL vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGBDL	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CGBDL + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGBDL pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGBDL

Annual income on $10K today (after 15% tax)

$341.93/yr

After 10yr DRIP, annual income (after tax)

$0.35/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $361.71/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGBDL + SCHD for your $10,000?

CGBDL: 50%SCHD: 50%

100% SCHD50/50100% CGBDL

Portfolio after 10yr

$24.7K

Annual income

$213.17/yr

Blended yield

0.86%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGBDL buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGBDLSCHD

Forward yield	4.02% ✓	3.46%
Annual dividend / share	$1.03	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.4K	$29.0K ✓
Annual income after 10y	$0.41	$425.95 ✓
Total dividends collected	$407.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CGBDL vs SCHD ($10,000, DRIP)

Year	CGBDL Portfolio	CGBDL Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,901	$201.14	$11,226	$346.36	$325.00 → SCHD
2	$11,767	$102.46	$12,572	$357.38	$805.00 → SCHD
3	$12,642	$51.68	$14,046	$367.84	$1.4K → SCHD
4	$13,553	$25.95	$15,660	$377.73	$2.1K → SCHD
5	$14,515	$13.00	$17,425	$387.07	$2.9K → SCHD
6	$15,537	$6.50	$19,354	$395.86	$3.8K → SCHD
7	$16,628	$3.25	$21,461	$404.13	$4.8K → SCHD
8	$17,794	$1.63	$23,762	$411.89	$6.0K → SCHD
9	$19,040	$0.81	$26,272	$419.15	$7.2K → SCHD
10	$20,373	$0.41	$29,010	$425.95	$8.6K → SCHD

CGBDL vs SCHD: Complete Analysis 2026

CGBDL — Stock

Carlyle Secured Lending is an externally managed specialized finance company specializing in providing flexible lending options to middle-market companies primarily in the United States. We concentrate on companies backed by private equity sponsors in a number of industries that have defensive specialized strategies and long-term market leadership.

Full CGBDL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.