HomeCompareCGBL vs VYM

CGBL vs VYM: Dividend Comparison 2026

CGBL yields 2.03% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $5.1K in total portfolio value
10 years
CGBL
CGBL
● Live price
2.03%
Share price
$34.41
Annual div
$0.70
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$231.47
Full CGBL calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — CGBL vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGBLVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CGBL + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGBL pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGBL
Annual income on $10K today (after 15% tax)
$172.54/yr
After 10yr DRIP, annual income (after tax)
$196.75/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, VYM beats the other by $35.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGBL + VYM for your $10,000?

CGBL: 50%VYM: 50%
100% VYM50/50100% CGBL
Portfolio after 10yr
$25.2K
Annual income
$252.20/yr
Blended yield
1.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGBL buys
0
VYM buys
0
No recent congressional trades found for CGBL or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGBLVYM
Forward yield2.03%2.37%
Annual dividend / share$0.70$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.7K$27.8K
Annual income after 10y$231.47$272.94
Total dividends collected$2.2K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGBL vs VYM ($10,000, DRIP)

YearCGBL PortfolioCGBL Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,903$202.99$11,147$237.17$244.00VYM
2$11,873$206.84$12,404$242.33$531.00VYM
3$12,915$210.51$13,780$247.16$865.00VYM
4$14,033$214.00$15,285$251.67$1.3KVYM
5$15,232$217.31$16,932$255.88$1.7KVYM
6$16,519$220.46$18,733$259.81$2.2KVYM
7$17,899$223.44$20,701$263.46$2.8KVYM
8$19,378$226.27$22,852$266.86$3.5KVYM
9$20,963$228.94$25,201$270.01$4.2KVYM
10$22,662$231.47$27,768$272.94$5.1KVYM

CGBL vs VYM: Complete Analysis 2026

CGBLStock

The fund's investment objective is to provide a balanced approach to total return (including income and capital gains) that is consistent with the preservation of capital over the long-term.Distinguishing Characteristics Common stocks and preferred stocks, bonds, convertibles, ETFs and cash.The fund may invest up to 15% of its assets in equity securities of issuers domiciled outside the United States.

Full CGBL Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.