Is CGCV or XYLD a better dividend investment in 2026?

CGCV currently yields 1.47% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CGCV and XYLD?

CGCV has a forward dividend yield of 1.47% ($0.44/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.51 percentage points.

Home › Compare › CGCV vs XYLD

CGCV vs XYLD: Dividend Comparison 2026

CGCV yields 1.47% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $3.5K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

CGCV

● Live price

1.47%

Share price

$29.81

Annual div

$0.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$161.47

Full CGCV calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CGCV vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGCV	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CGCV + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGCV pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGCV

Annual income on $10K today (after 15% tax)

$124.79/yr

After 10yr DRIP, annual income (after tax)

$137.25/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,598.92/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGCV + XYLD for your $10,000?

CGCV: 50%XYLD: 50%

100% XYLD50/50100% CGCV

Portfolio after 10yr

$23.5K

Annual income

$1,690.24/yr

Blended yield

7.18%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGCV buys

XYLD buys

No recent congressional trades found for CGCV or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGCVXYLD

Forward yield	1.47%	10.98% ✓
Annual dividend / share	$0.44	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.8K	$25.3K ✓
Annual income after 10y	$161.47	$3,219.02 ✓
Total dividends collected	$1.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CGCV vs XYLD ($10,000, DRIP)

Year	CGCV Portfolio	CGCV Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,847	$146.82	$10,818	$1,098.39	+$29.00 → CGCV
2	$11,755	$148.83	$11,738	$1,222.51	+$17.00 → CGCV
3← crossover	$12,729	$150.74	$12,774	$1,364.64	$45.00 → XYLD
4	$13,772	$152.55	$13,944	$1,527.86	$172.00 → XYLD
5	$14,890	$154.25	$15,270	$1,715.87	$380.00 → XYLD
6	$16,089	$155.87	$16,775	$1,933.09	$686.00 → XYLD
7	$17,372	$157.39	$18,490	$2,184.87	$1.1K → XYLD
8	$18,747	$158.83	$20,450	$2,477.63	$1.7K → XYLD
9	$20,219	$160.19	$22,697	$2,819.19	$2.5K → XYLD
10	$21,796	$161.47	$25,280	$3,219.02	$3.5K → XYLD

CGCV vs XYLD: Complete Analysis 2026

CGCV — Stock

The fund strives for the balanced accomplishment of three objectives: current income, growth of capital and conservation of principal.Distinguishing Characteristics The fund invests primarily in common stocks and other equity-type securities (such as preferred stocks).The fund may invest up to 20% of its assets outside the United States that are not included in the S&P 500 Index. When doing so, the fund will primarily invest in Canada.

Full CGCV Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.