Is CGDI or VYM a better dividend investment in 2026?

CGDI currently yields 200000000.00% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: CGDI offers higher current income.

What is the dividend yield difference between CGDI and VYM?

CGDI has a forward dividend yield of 200000000.00% ($2.00/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 199999997.63 percentage points.

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CGDI vs VYM: Dividend Comparison 2026

CGDI yields 200000000.00% · VYM yields 2.37%● Live data

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After 10 years · $10,000 invested · DRIP enabled

🏆 CGDI wins by $4.875657285131069e+59M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CGDI

● Live price

200000000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.875657285131069e+59M

Annual income

$487,565,248,955,786,300,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00

Full CGDI calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — CGDI vs VYM

📍 CGDI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGDI	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CGDI + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGDI pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGDI

Annual income on $10K today (after 15% tax)

$17,000,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$414,430,461,612,418,300,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, CGDI beats the other by $414,430,461,612,418,300,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CGDI + VYM for your $10,000?

CGDI: 50%VYM: 50%

100% VYM50/50100% CGDI

Portfolio after 10yr

$2.4378286425655345e+59M

Annual income

$243,782,624,477,893,130,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr

Blended yield

100.00%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGDI buys

VYM buys

No recent congressional trades found for CGDI or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGDIVYM

Forward yield	200000000.00% ✓	2.37%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.875657285131069e+59M	$27.8K ✓
Annual income after 10y	$487,565,248,955,786,300,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00 ✓	$272.94
Total dividends collected	$4.875656971401711e+59M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CGDI vs VYM ($10,000, DRIP)

Year	CGDI Portfolio	CGDI Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$20,000,010,700	$20,000,000,000.00	$11,147	$237.17	+$20000.00M → CGDI
2	$37,383,218,970,104,910	$37,383,197,570,093,464.00	$12,404	$242.33	+$37383218970.09M → CGDI
3	$65,303,942,472,059,150,000,000	$65,303,902,472,014,860,000,000.00	$13,780	$247.16	+$65303942472059152.00M → CGDI
4	$106,615,009,060,306,890,000,000,000,000	$106,614,939,185,088,440,000,000,000,000.00	$15,285	$251.67	+$1.0661500906030689e+23M → CGDI
5	$162,672,273,967,082,950,000,000,000,000,000,000	$162,672,159,889,023,270,000,000,000,000,000,000.00	$16,932	$255.88	+$1.6267227396708296e+29M → CGDI
6	$231,966,340,306,755,300,000,000,000,000,000,000,000,000	$231,966,166,247,422,140,000,000,000,000,000,000,000,000.00	$18,733	$259.81	+$2.319663403067553e+35M → CGDI
7	$309,138,182,305,146,600,000,000,000,000,000,000,000,000,000,000	$309,137,934,101,162,400,000,000,000,000,000,000,000,000,000,000.00	$20,701	$263.46	+$3.091381823051466e+41M → CGDI
8	$385,031,777,252,258,400,000,000,000,000,000,000,000,000,000,000,000,000	$385,031,446,474,403,340,000,000,000,000,000,000,000,000,000,000,000,000.00	$22,852	$266.86	+$3.850317772522584e+47M → CGDI
9	$448,184,411,799,345,900,000,000,000,000,000,000,000,000,000,000,000,000,000,000	$448,183,999,815,344,300,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00	$25,201	$270.01	+$4.481844117993459e+53M → CGDI
10	$487,565,728,513,106,900,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000	$487,565,248,955,786,300,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00	$27,768	$272.94	+$4.875657285131069e+59M → CGDI

CGDI vs VYM: Complete Analysis 2026

CGDI — Stock

China Growth Development, Inc. builds, owns, and operates commercial real estates. The company owns and operates six shopping malls located in the Chaoyang Street area in the city of Taiyuan, China. It leases shopping malls to commercial tenants conducting business in retail, wholesale, and distribution of clothes, shoes, cosmetics, and beddings. China Growth Development, Inc. was formerly known as Taiyuan Rongan Business Trading Company and changed its name to China Growth Development, Inc. in December 2007. The company was founded in 2002 and is based in City of Industry, California.

Full CGDI Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.