HomeCompareCGHY vs SCHD

CGHY vs SCHD: Dividend Comparison 2026

CGHY yields 4.25% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.6K in total portfolio value
10 years
CGHY
CGHY
● Live price
4.25%
Share price
$25.07
Annual div
$1.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$558.79
Full CGHY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CGHY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGHYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CGHY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGHY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGHY
Annual income on $10K today (after 15% tax)
$361.56/yr
After 10yr DRIP, annual income (after tax)
$474.97/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CGHY beats the other by $112.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGHY + SCHD for your $10,000?

CGHY: 50%SCHD: 50%
100% SCHD50/50100% CGHY
Portfolio after 10yr
$27.7K
Annual income
$492.36/yr
Blended yield
1.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGHY buys
0
SCHD buys
0
No recent congressional trades found for CGHY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGHYSCHD
Forward yield4.25%3.46%
Annual dividend / share$1.07$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.4K$29.0K
Annual income after 10y$558.79$425.95
Total dividends collected$5.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGHY vs SCHD ($10,000, DRIP)

YearCGHY PortfolioCGHY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,125$425.36$11,226$346.36$101.00SCHD
2$12,346$442.27$12,572$357.38$226.00SCHD
3$13,669$458.70$14,046$367.84$377.00SCHD
4$15,101$474.63$15,660$377.73$559.00SCHD
5$16,648$490.03$17,425$387.07$777.00SCHD
6$18,318$504.89$19,354$395.86$1.0KSCHD
7$20,120$519.20$21,461$404.13$1.3KSCHD
8$22,061$532.96$23,762$411.89$1.7KSCHD
9$24,151$546.15$26,272$419.15$2.1KSCHD
10$26,401$558.79$29,010$425.95$2.6KSCHD

CGHY vs SCHD: Complete Analysis 2026

CGHYStock

The fund’s investment objective is to provide a high level of current income. Its secondary investment objective is capital appreciation.Distinguishing Characteristics Invests at least 80% of its assets in higher yielding and generally lower quality bonds and other debt securities (rated Ba1/BB+ or below) or unrated debt securities that are determined by the fund’s investment adviser to be of equivalent quality, including corporate loan obligations.May invest a portion of its assets in securities tied economically to countries outside the United States, including in emerging markets.May invest in debt securities of any maturity or duration.

Full CGHY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this CGHY vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CGHY vs JEPICGHY vs OCGHY vs KOCGHY vs MAINCGHY vs VYMCGHY vs DGROCGHY vs VIGCGHY vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.