HomeCompareCGIB vs VIG

CGIB vs VIG: Dividend Comparison 2026

CGIB yields 4.28% · VIG yields 1.61%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $5.8K in total portfolio value
10 years
CGIB
CGIB
● Live price
4.28%
Share price
$25.24
Annual div
$1.08
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$562.71
Full CGIB calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — CGIB vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGIBVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGIB + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGIB pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGIB
Annual income on $10K today (after 15% tax)
$363.55/yr
After 10yr DRIP, annual income (after tax)
$478.30/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, CGIB beats the other by $329.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGIB + VIG for your $10,000?

CGIB: 50%VIG: 50%
100% VIG50/50100% CGIB
Portfolio after 10yr
$29.4K
Annual income
$368.95/yr
Blended yield
1.26%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGIB buys
0
VIG buys
0
No recent congressional trades found for CGIB or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGIBVIG
Forward yield4.28%1.61%
Annual dividend / share$1.08$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.4K$32.3K
Annual income after 10y$562.71$175.21
Total dividends collected$5.0K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGIB vs VIG ($10,000, DRIP)

YearCGIB PortfolioCGIB Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,128$427.71$11,301$160.59$173.00VIG
2$12,351$444.81$12,752$162.91$401.00VIG
3$13,677$461.43$14,370$165.02$693.00VIG
4$15,112$477.54$16,176$166.93$1.1KVIG
5$16,663$493.12$18,188$168.67$1.5KVIG
6$18,338$508.16$20,432$170.25$2.1KVIG
7$20,144$522.64$22,933$171.68$2.8KVIG
8$22,091$536.56$25,720$172.98$3.6KVIG
9$24,187$549.92$28,827$174.15$4.6KVIG
10$26,443$562.71$32,288$175.21$5.8KVIG

CGIB vs VIG: Complete Analysis 2026

CGIBStock

To provide a high level of current income as is consistent with the preservation of capital.Distinguishing Characteristics Invests in a broad range of debt securities, including corporate bonds and debt securities issued by sovereign, quasisovereign and supranational entities. The fund may also invest in mortgage-backed securities issued by government-sponsored entities and federal agencies and instrumentalities that are not backed by the full faith and credit of the U.S. government and other asset-backed securities, including debt obligations that represent interests in pools of mortgages or other income bearing assets, such as consumer loans or receivables.Generally, the fund will invest at least 40% of its assets outside the United States.The fund may invest up to 15% of assets in bonds rated below investment grade (BB/Ba+ or below, or unrated, but determined by the fund’s investment adviser to be of equivalent quality) at the time of purchase, including high-yield corporate bonds or those issued by developing country governments and companies. Generally, the fund will maintain at least 90% of its assets in U.S. dollar currency exposure.

Full CGIB Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.