Is CGIIX or DIVO a better dividend investment in 2026?

CGIIX currently yields 8.58% with a 5% 5-year dividend growth rate. DIVO yields 6.62% with 5% growth. The better choice depends on your goal: CGIIX offers higher current income.

What is the dividend yield difference between CGIIX and DIVO?

CGIIX has a forward dividend yield of 8.58% ($4.03/share annually). DIVO yields 6.62% ($2.91/share annually). The yield gap is 1.96 percentage points.

Home › Compare › CGIIX vs DIVO

CGIIX vs DIVO: Dividend Comparison 2026

CGIIX yields 8.58% · DIVO yields 6.62%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CGIIX wins by $4.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CGIIX

● Live price

8.58%

Share price

$46.91

Annual div

$4.03

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.3K

Annual income

$1,475.51

Full CGIIX calculator →

DIVO

● Live price

6.62%

Share price

$44.00

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.47

Full DIVO calculator →

Portfolio growth — CGIIX vs DIVO

📍 CGIIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGIIX	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CGIIX + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGIIX pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGIIX

Annual income on $10K today (after 15% tax)

$729.44/yr

After 10yr DRIP, annual income (after tax)

$1,254.18/yr

DIVO

Annual income on $10K today (after 15% tax)

$562.67/yr

After 10yr DRIP, annual income (after tax)

$857.20/yr

At 15% tax rate, CGIIX beats the other by $396.98/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGIIX + DIVO for your $10,000?

CGIIX: 50%DIVO: 50%

100% DIVO50/50100% CGIIX

Portfolio after 10yr

$33.1K

Annual income

$1,241.99/yr

Blended yield

3.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGIIX buys

DIVO buys

No recent congressional trades found for CGIIX or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGIIXDIVO

Forward yield	8.58% ✓	6.62%
Annual dividend / share	$4.03 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.3K ✓	$31.0K
Annual income after 10y	$1,475.51 ✓	$1,008.47
Total dividends collected	$11.7K ✓	$8.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CGIIX vs DIVO ($10,000, DRIP)

Year	CGIIX Portfolio	CGIIX Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,558	$858.16	$11,362	$661.96	+$196.00 → CGIIX
2	$13,294	$926.99	$12,860	$702.91	+$434.00 → CGIIX
3	$15,221	$996.47	$14,504	$743.56	+$717.00 → CGIIX
4	$17,353	$1,066.27	$16,303	$783.73	+$1.1K → CGIIX
5	$19,704	$1,136.08	$18,268	$823.31	+$1.4K → CGIIX
6	$22,289	$1,205.59	$20,408	$862.17	+$1.9K → CGIIX
7	$25,123	$1,274.53	$22,737	$900.20	+$2.4K → CGIIX
8	$28,225	$1,342.64	$25,266	$937.31	+$3.0K → CGIIX
9	$31,610	$1,409.70	$28,008	$973.42	+$3.6K → CGIIX
10	$35,298	$1,475.51	$30,977	$1,008.47	+$4.3K → CGIIX

CGIIX vs DIVO: Complete Analysis 2026

CGIIX — Stock

The fund invests primarily in a diversified portfolio of convertible, equity and fixed-income securities of U.S. companies without regard to market capitalization. The Advisor attempts to utilize these different types of securities to strike, in the investment adviser's opinion, the appropriate balance between risk and reward in terms of growth and income. The average term to maturity of the convertible and fixed-income securities purchased by the fund will typically range from two to ten years.

Full CGIIX Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

📬

Get this CGIIX vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CGIIX vs SCHD CGIIX vs JEPI CGIIX vs O CGIIX vs KO CGIIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.